111 Whispering Oaks Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 111 Whispering Oaks Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Jan 2001)
Tax Bill	$2,843 (2025)
Flood Zone	Zone X (minimal risk)
APN	`172561-0220`

Property Details

APN / Parcel Number

Primary APN	`172561-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	1,496 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	111 WHISPERING OAKS CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34/11-13 WHISPERING OAKS LOT 22 OR1617/690 & 6208/470 (L/E)
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	WHISPERING OAKS
Legal Block	1
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1031
Census Tract	21410

Owner

111 Whispering Oaks Cir is owned and occupied by two individuals who acquired it in August 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 WHISPERING OAKS CIR, SAINT AUGUSTINE, FL 32080-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2001 · Amount on File
Deed Sale	Jan 24, 2001 · Amount on File
Deed Document Number	20013360
Deed Book / Page	1560 / 1860
Last Transfer Date	Aug 25, 2025
Transfer Doc	0062080470
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 111 Whispering Oaks Cir was $2,843, up 8.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,192 (+2.7%)	$583,677 (-2.38%) Land $245,000 Building $338,677
2025	$2,843.00 (+8.22%) Homeowner's exemption Senior Citizen's exemption	$216,351 (+2.9%)	$597,937 (+1.96%) Land $245,000 Building $352,937
2024	$2,627.00 (+10.29%) Homeowner's exemption Senior Citizen's exemption	$210,254 (+3%)	$586,454 (+2.03%) Land $245,000 Building $341,454
2023	$2,382.00 (+2.58%) Homeowner's exemption Senior Citizen's exemption	$204,130 (+3%)	$574,794 (+20.04%) Land $245,000 Building $329,794
2022	$2,322.00 Homeowner's exemption Senior Citizen's exemption	$198,184	$478,821 Land $173,600 Building $305,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Whispering Oaks Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Whispering Oaks Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20