111 Whispering Glen, Spring Branch, TX 78070 Property Records

Comal County property record for 111 Whispering Glen, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,258 sqft · built 2004
Lot Size	1.01 acres (44,344 sqft)
Owner	Individual Name on File
Tax Bill	$7,731 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0590-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0590-00`
Alternative APN	`105014`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,258 sqft Living Area
1st Floor Area	3,258 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	355 sqft
Patio Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	105014
Old Parcel Number	450712059000
Street Address	111 WHISPERING GLN
City	SPRING BRANCH
State	TX
Zip	78070-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 3, LOT 590
Legal Subdivision	RIVER CROSSING 3
Legal Lot Number	590
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3013
Census Tract	310703

Owner

Source: Comal County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	111 WHISPERING GLN, SPRING BRANCH, TX 78070-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2015
Deed Sale	Jun 18, 2015
Prior Sale	Jan 24, 2008
Deed Document Number	201506023812
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	111 WHISPERING GLN, SPRING BRANCH, TX 78070-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006040917
Date	Sep 22, 2020
Instrument	202006040917

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	111 WHISPERING GLN, SPRING BRANCH, TX 78070-4917
Document Number	0006014299
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WHISPERING GLN SPRING BRANCH TX 780704917, SPRING BRANCH, TX 78070-4917

Mortgage

Document Number	0006014299
Date	Apr 12, 2018
Instrument	6014299

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$759,593 (-14.61%) Land $145,350 Building $614,243	$759,593 (-14.61%) Land $145,350 Building $614,243
2024	$7,731.00 (+17.4%)
2023		$889,580 Land $145,350 Building $744,230	$889,580 Land $145,350 Building $744,230
2022	$6,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Telephone Cooperative Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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