111 Waters Edge, Hampstead, NC 28443 Property Records

Pender County property record for 111 Waters Edge, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,740 sqft · built 2024
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$521,000 (Dec 2012)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3291-19-5744-0000`

Property Details

APN / Parcel Number

Primary APN	`3291-19-5744-0000`
Alternative APNs	`400964897` `953022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	215 ft deep x 130 ft wide

Exterior Amenities

Porch	Porch
Porch Area	194 sqft
Deck Area	192 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	400964897
Street Address	111 WATERS EDGE
City	HAMPSTEAD
State	NC
Zip	28443-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L9,PB 37/133 WATERS EDGE @ DEERFIELD
Legal Subdivision	DEERFIELD
Legal Lot Number	9
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	111 WATERS EDGE, HAMPSTEAD, NC 28443-3686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Aug 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	20124184_00302
Deed Book / Page	4184 / 302
Last Transfer Date	Aug 7, 2020
Transfer Doc	0047210118
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	111 WATERS EDGE, HAMPSTEAD, NC 28443-3686
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046452435
Date	Jun 23, 2017
Book Page	4645/2435

Lender

Name	AQUESTA BANK
Type	Bank
Address	WILMINGTON, NC 28405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	111 WATERS EDGE, HAMPSTEAD, NC 28443-3686
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047321759
Date	Nov 24, 2020
Book Page	4732/1759

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Aug 12, 2020
Property Address	111 WATERS EDGE, HAMPSTEAD, NC 28443-3686
Document Number	0047210118
Book / Page	4721 / 118
Map Reference	MB 37 PG 133&134
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WATERS EDGE, HAMPSTEAD, NC 28443-3686

Mortgage

Document Number	0004721120
Date	Aug 12, 2020
Instrument	4721/120

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (-58.33%)	$759,534 (+49.75%) Land $142,500 Building $617,034	$759,534 (+49.75%) Land $142,500 Building $617,034
2023		$507,217 (-) Land $172,425 Building $334,792	$507,217 (-) Land $172,425 Building $334,792
2022	$4,332.00	$507,217 Land $172,425 Building $334,792	$507,217 Land $172,425 Building $334,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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