111 W Washington St, Gardner, IL 60424 Property Records

Grundy County property record for 111 W Washington St, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1914
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jan 2015)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-04-406-011`

Property Details

APN / Parcel Number

Primary APN	`12-04-406-011`

Interior

Building Area	1,096 sqft Total Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	111 W WASHINGTON ST
City	GARDNER
State	IL
Zip	60424-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TN GARDNER W1/2 LT 18 & ALL LT 17 BLK 6 SEC 4-31-8
Legal Range	08W
Legal Township	31N
Legal Section	04
Legal Subdivision	ORIGINAL TOWN GARDNER
Legal Block	6
Legal Lot Number	17-18
Jurisdiction	GRUNDY IL
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

Source: Grundy County records · APN 12-04-406-011

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 W WASHINGTON ST, GARDNER, IL 60424-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2015 · Amount on Record
Deed Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	2015551773
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0000551773
Record Updated	Sep 20, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	111 W WASHINGTON ST, GARDNER, IL 60424-9405
Document Number	0000577385
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W WASHINGTON ST GARDNER IL 604249405, GARDNER, IL 60424-9405

Mortgage

Document Number	0000577385
Date	May 15, 2018
Instrument	577385

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 (+57.71%)	$45,044 (+30.32%) Land $10,855 Building $34,189	$135,132 (+30.32%) Land $32,565 Building $102,567
2022	$2,341.00 Homeowner's exemption	$34,564 Land $8,329 Building $26,235	$103,692 Land $24,987 Building $78,705

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), as of September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630009003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Kraus Electronics Systems Cable	2,500 / 50

May also be available: Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0630400, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARDNER serves 1,361 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.