111 W Spruce St, Libby, MT 59923 Property Records

Lincoln County property record for 111 W Spruce St, Libby, MT 59923 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,025 sqft · built 1930
Lot Size	0.567 acres (24,742 sqft)
Owner	Individual Name on File
Tax Bill	$2,795 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 3 more
APN	`R565764`

Property Details

APN / Parcel Number

Primary APN	`R565764`
Alternative APNs	`56-4175-10-2-01-02-0000` `0000005199`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	1,351 sqft
Basement Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,742 sqft (0.567 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	49 sqft
Pole Barn	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000005199
Street Address	111 W SPRUCE ST
City	LIBBY
State	MT
Zip	59923-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSON SUBD OF BLK D JAT, S10, T30 N, R31 W, BLOCK D, ACRES 0.566, PARTS OF LOTS 6 THRU 9 OR IRR PM 1521, ASSR#0000005199
Legal Subdivision	ANDERSON SUBD OF BLK D JAT
Legal Block	D
Legal Lot Number	6-9
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3044
Census Tract	200

Owner

Source: Lincoln County records · APN R565764

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	119 W 5TH ST, LIBBY, MT 59923-1943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage MISSION LOANS LLC
Dec 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2018
Deed Sale	Jun 28, 2018
Deed Document Number	274799
Deed Book / Page	372 / 739
Record Updated	Jun 07, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	111 W SPRUCE ST, LIBBY, MT 59923-2450
Transaction Type	Mortgage
Record Updated	Jul 05, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000397/483
Date	Jun 24, 2022
Book Page	397/483
Instrument	301412

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	111 W SPRUCE ST, LIBBY, MT 59923-2450
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000393/984
Date	Dec 07, 2021
Book Page	393/984
Instrument	297674

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	111 W SPRUCE ST, LIBBY, MT 59923-2450
Transaction Type	Mortgage
Record Updated	Nov 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	393/103
Date	Oct 19, 2021
Book Page	393/103
Instrument	296741

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	111 W SPRUCE ST, LIBBY, MT 59923-2450
Transaction Type	Mortgage
Record Updated	Nov 04, 2019
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	379/492
Date	Oct 15, 2019
Book Page	379/492
Instrument	282232

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 28, 2018
Property Address	111 W SPRUCE ST, LIBBY, MT 59923-2450
Document Number	372/739
Book / Page	372 / 739
Map Reference	PL 1521
Instrument Date	Jun 28, 2018
Instrument	274799
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	LINN COUNTY TITLE, LINCOLN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W SPRUCE ST, LIBBY, MT 59923-2450

Mortgage

Document Number	274800
Date	Jun 28, 2018
Instrument	274800

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,795.00	$337,300	$337,300 Land $35,113 Building $302,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996, river or lake flooding, Severe Storms, Flooding, And Ice Jams

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
CommunityTel	Cable	1,000 / 50

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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