Boyd County property record for 111 W Main St, Spencer, NE 68777
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1905 |
| Lot Size | 0.139 acres (6,066 sqft) |
| Owner | Company Name on File |
| Tax Bill | $510 (2025) |
| Deeds & Mortgages | Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 100106800 |
| Primary APN | 100106800 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 1,824 sqft |
| Finished Basement | 912 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,066 sqft (0.139 acres) |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 W MAIN ST |
|---|---|
| City | SPENCER |
| State | NE |
| Zip | 68777-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | BLOCK: 35 LOTS: 22 & 23 SPENCER VILLAGE (ORIGINAL) |
| Legal Block | 35 |
| Jurisdiction | BOYD NE |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 975800 |
111 W Main St, a single family home, is owned by a company.
Source: Boyd County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 190, SPENCER, NE 68777-0190 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD NE |
| Recording Date | Jan 14, 2025 |
| Property Address | 111 W MAIN ST, SPENCER, NE 68777-3814 |
| Document Number | 000057/517 |
| Book / Page | 57 / 517 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 2025-00016 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $49.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 111 W Main St was $510.
Source: Boyd County assessment roll, as of February 26, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Boyd County |
| County Subdivision | Spencer Township |
| Municipality | Spencer Village |
| Unified School District | Boyd County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,670 (-4.24%) Land $2,305 Building $39,365 | $41,670 (-4.24%) Land $2,305 Building $39,365 | |
| 2025 | $510.00 | $43,515 Land $2,305 Building $41,210 | $43,515 Land $2,305 Building $41,210 |
| 2023 | $373.00 | $23,940 Land $1,455 Building $22,485 | $23,940 Land $1,455 Building $22,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 W Main St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 18, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1995–2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 W Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 350 people · EPA ID NE3101507 |
|---|---|
| Water Source | Purchased groundwater from BOYD CO RWD 2 |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Northeast Nebraska Telephone Company Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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