111 W Franklin St, Wheaton, IL 60187 Property Records

DuPage County property record for 111 W Franklin St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,459 sqft · built 1907
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Aug 2015)
Tax Bill$14,514 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-16-116-022

Property Details

APN / Parcel Number

Primary APN05-16-116-022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,459 sqft Living Area
Basement Area1,023 sqft
Finished Basement1,023 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleCustom Design
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions13.2 ft deep x 6 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address111 W FRANKLIN ST
CityWHEATON
StateIL
Zip60187-4176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMCGINNIS SUB PART BLK 2 MALLORYS /EX N 2.10 FT/
Legal SubdivisionMCGINNIS SUB
Legal Block2
Legal Lot Number3
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1021
Census Tract842500

Owner

Source: DuPage County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 W FRANKLIN ST, WHEATON, IL 60187-4176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2015 · Amount on Record
Deed SaleAug 20, 2015 · Amount on Record
Prior SaleNov 2, 2006 · Amount on Record
Deed Document Number201592868
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address111 W FRANKLIN ST, WHEATON, IL 60187-4176
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124225
DateDec 5, 2017
InstrumentR2017-124225
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address111 W FRANKLIN ST, WHEATON, IL 60187-4176
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018539
DateFeb 24, 2020
InstrumentR2020-018539
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address111 W FRANKLIN ST, WHEATON, IL 60187-4176
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020484
DateFeb 8, 2021
InstrumentR2021-020484
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,514.00 (+2.22%) Homeowner's exemption$247,622 (+8.46%) Land $38,366 Building $209,256$742,866 (+8.46%) Land $115,098 Building $627,768
2024$14,199.00 (+6.45%)$228,307 (+14.95%) Land $35,373 Building $192,934$684,921 (+14.95%) Land $106,119 Building $578,802
2022$13,339.00 Homeowner's exemption$198,610 Land $30,770 Building $167,840$595,830 Land $92,310 Building $503,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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