111 W 3rd St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 111 W 3rd St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Dec 2014)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1533359002`

Property Details

APN / Parcel Number

Primary APN	`1533359002`
Alternative APN	`94611`

Exterior

Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide

Location & Zoning

Account Number	94611
Street Address	111 W 3RD ST
City	PROPHETSTOWN
State	IL
Zip	61277-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STURTEVANTS ADD RES LOT 5 & W 16' LOT 4 BLK 6 71300X
Legal Subdivision	STURTEVANTS ADDITION
Legal Block	6
Legal Lot Number	4-5
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1044
Census Tract	700

Owner

111 W 3rd St is owned and occupied by an individual who bought it in December 2014.

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	111 W 3RD ST, PROPHETSTOWN, IL 61277-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) STERLING FEDERAL BANK
Dec 28, 2020	Deed of Trust, Mortgage STERLING BK
Jun 8, 2018	Warranty Deed, Transfer · Conventional with PMI STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014 · Amount on File
Deed Sale	Dec 1, 2014 · Amount on File
Prior Sale	Aug 11, 2014
Deed Document Number	20146879
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	111 W 3RD ST, PROPHETSTOWN, IL 61277-1101
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007660
Date	Dec 28, 2022
Instrument	2022-07660

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	111 W 3RD ST, PROPHETSTOWN, IL 61277-1101
Document Number	0000000050
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 W 3RD ST PROPHETSTOWN IL 612771101, PROPHETSTOWN, IL 61277-1101

Mortgage

Document Number	0000000050
Date	Jan 4, 2021
Instrument	50

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 8, 2018
Property Address	111 W 3RD ST, PROPHETSTOWN, IL 61277-1101
Document Number	0000003041
Instrument Date	Jun 8, 2018
Instrument	3041
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 W 3RD ST PROPHETSTOWN IL 612771101, PROPHETSTOWN, IL 61277-1101

Mortgage

Document Number	3042
Date	Jun 8, 2018
Instrument	3042

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 111 W 3rd St was $2,855.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00	$40,458 Land $4,239 Building $36,219
2024			$121,374 Land $12,717 Building $108,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 111 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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