Kenton County property record for 111 Vista View Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 975 sqft · built 1979 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,500 (Apr 2019) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-548.00 |
| Primary APN | 045-30-00-548.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 975 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 111 VISTA VIEW CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 7 LOT 84 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 7 |
| Legal Lot Number | 84 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 111 VISTA VIEW CIR, COVINGTON, KY 41017-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Mar 29, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Document Number | 201904 10 059 00085 |
| Deed Book / Page | 4248 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 111 VISTA VIEW CIR, COVINGTON, KY 41017-9718 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 111 VISTA VIEW CIR, COVINGTON, KY 41017-9718 |
| Document Number | 0005900117 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | KCM 532/608 |
| Instrument | 24031305900117 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 10, 2019 |
| Property Address | 111 VISTA VIEW CIR, COVINGTON, KY 41017-9718 |
| Document Number | 0000000085 |
| Book / Page | 0I4248 / 000256 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 VISTA VIEW CIR COVINGTON KY 410179718, COVINGTON, KY 41017-9718 |
| Document Number | 86 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 0I4248/000259 |
| Instrument | 86 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 29, 2017 |
| Property Address | 111 VISTA VIEW CIR, COVINGTON, KY 41017-9718 |
| Document Number | 0000000087 |
| Book / Page | 0I3917 / 000095 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 87 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 VISTA VIEW CIR COVINGTON KY 410179718, COVINGTON, KY 41017-9718 |
| Document Number | 88 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 0I3917/000098 |
| Instrument | 88 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,500 (+8.39%) Land $20,000 Building $163,500 | $183,500 (+8.39%) Land $20,000 Building $163,500 | |
| 2025 | $1,677.00 (-7.04%) | $169,300 (-) Land $10,000 Building $159,300 | $169,300 (-) Land $10,000 Building $159,300 |
| 2023 | $1,804.00 | $169,300 Land $10,000 Building $159,300 | $169,300 Land $10,000 Building $159,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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