111 Victory St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 111 Victory St, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	988 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$51,000 (Oct 2017)
Tax Bill	$26 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MGAP-26-3`

Property Details

APN / Parcel Number

Primary APN	`MGAP-26-3`
Alternative APN	`50502`

Interior

Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	50502
Street Address	111 VICTORY ST
City	MORTONS GAP
State	KY
Zip	42440-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:5 CITY/MUNI/TWP:MORTONS GAP SUBD:MORTON
Legal Subdivision	MORTON
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4020
Census Tract	970900

Owner

111 Victory St is owned and occupied by an individual who bought it in October 2017.

Source: Hopkins County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 103, MORTONS GAP, KY 42440-0103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Oct 6, 2017	Deed, Transfer · Commercial Mortgage HANCOCK BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Apr 12, 2007 · Amount on File
Deed Document Number	2017010992
Deed Book / Page	0759 / 474
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	111 VICTORY ST, MORTONS GAP, KY 42440-2029
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001237/746
Date	Mar 27, 2019
Book Page	1237/746
Instrument	2019003082

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Oct 6, 2017
Property Address	111 VICTORY ST, MORTONS GAP, KY 42440-2029
Document Number	000759/474
Book / Page	0759 / 474
Instrument Date	Sep 26, 2017
Instrument	2017010992
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 30, BREMEN, KY 42325-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 EASTRIVEW DR, MADISONVILLE, KY 42431

Mortgage

Document Number	001196/598
Date	Oct 6, 2017
Book Page	1196/598
Instrument	2017010994

Lender

Name	HANCOCK BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 111 Victory St was $26 with a homeowner's exemption.

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26.00 Homeowner's exemption	$51,800	$51,800
2023	$101.00 Homeowner's exemption	$51,000	$51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Victory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Victory St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Victory St

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