111 Trunk Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 111 Trunk Dr, Stephens City, VA 22655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,948 sqft · built 2002
Lot Size0.22 acres (9,522 sqft)
Owner2 Individual Names on File
Tax Bill$2,303 (2026)
Deeds & MortgagesMar 2022 Transfer
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN86E2-2-76

Property Details

APN / Parcel Number

Primary APN86E2-2-76
Alternative APN
  • 8038128

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,948 sqft Living Area
Gross Area3,711 sqft
1st Floor Area966 sqft
Basement Area966 sqft
Unfinished Basement966 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,522 sqft (0.22 acres)
TerrainRolling
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area165 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8038128
Street Address111 TRUNK DR
CitySTEPHENS CITY
StateVA
Zip22655-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionWOODSIDE ESTATES L76 S2
Legal SubdivisionWOODSIDE
Legal Lot Number76
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group3
Census Block3010
Census Tract50801

Owner

111 Trunk Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: Frederick County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address111 TRUNK DR, STEPHENS CITY, VA 22655-2912
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Intrafamily Transfer, Transfer
Jun 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Jul 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 4, 2022
Transfer Doc0000003081
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK VA
Recording DateMar 10, 2022
Property Address111 TRUNK DR, STEPHENS CITY, VA 22655-2912
Document Number0000003081
Instrument DateMar 4, 2022
Instrument220003081
Transaction TypeTransfer
Record UpdatedMar 30, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 TRUNK DR, STEPHENS CITY, VA 22655-2912

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address111 TRUNK DR, STEPHENS CITY, VA 22655-2912
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010446
DateJun 22, 2021
Instrument210010446
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address111 TRUNK DR, STEPHENS CITY, VA 22655-2912
Document Number0000007215
Instrument DateJul 21, 2018
Transaction TypeMortgage
Record UpdatedAug 7, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 TRUNK DR STEPHENS CITY VA 226552912, STEPHENS CITY, VA 22655-2912

Mortgage

Document Number0000007215
DateJul 27, 2018
Instrument7215
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 26, 2048
Interest
Rate4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 111 Trunk Dr was $2,303, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,303.00 (+10.4%)$434,600 Land $98,000 Building $336,600$434,600 Land $98,000 Building $336,600
2025$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Trunk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Trunk Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STEPHENS CITY
serves 2,700 people · EPA ID VA2069634
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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