Jessamine County property record for 111 Stirling Ln, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,727 sqft · built 2007 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (May 2013) |
| Tax Bill | $11,167 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-00-00-001.20 |
| Primary APN | 008-00-00-001.20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,727 sqft Living Area |
| Basement Area | 3,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Geothermal |
| Street Address | 111 STIRLING LN |
|---|---|
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 |
| Legal Subdivision | STIRLING ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 60600 |
111 Stirling Ln is owned and occupied by two individuals who bought it in May 2013.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 STIRLING LN, VERSAILLES, KY 40383-9270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 19, 2017 | Deed of Trust, Mortgage PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Deed Document Number | 297922 |
| Deed Book / Page | D689 / 263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 111 STIRLING LN, VERSAILLES, KY 40383-9270 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000452800 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | M1541/448 |
| Instrument | 452800 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 111 STIRLING LN, VERSAILLES, KY 40383-9270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000355311 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | M1291/198 |
| Instrument | 355311 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 111 STIRLING LN, VERSAILLES, KY 40383-9270 |
| Document Number | 0000354759 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 STIRLING LN VERSAILLES KY 403839270, VERSAILLES, KY 40383-9270 |
| Document Number | 0000354759 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 001289/000001 |
| Instrument | 354759 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 5, 2047 |
The 2025 property tax bill for 111 Stirling Ln was $11,167.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,167.00 | $973,590 Land $146,625 Building $826,965 | $973,590 Land $146,625 Building $826,965 |
| 2023 | $11,293.00 | $973,590 Land $146,625 Building $826,965 | $973,590 Land $146,625 Building $826,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Stirling Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–1983) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Stirling Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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