111 Stella Pl, Cairo, NY 12413 Property Records

Greene County and Catskill Town property record for 111 Stella Pl, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,688 sqft · built 2004
Lot Size6.6 acres (287,496 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Aug 2023)
Tax Bill$11,497 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN81-099-04

Property Details

APN / Parcel Number

Primary APN81-099-04
Alternative APNs
  • 268913600000090130000000
  • 192689 136.00-9-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,688 sqft Living Area
1st Floor Area1,344 sqft
2nd Floor Area1,344 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area287,496 sqft (6.6 acres)
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number81-099-04
Street Address111 STELLA PL
CityCAIRO
StateNY
Zip12413-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code08 - GOVER
Legal Block9
Legal Lot Number13.000
JurisdictionGREENE NY
Township / Civil DivisionCATSKILL
Census Block Group4
Census Block4012
Census Tract81101

Owner

Source: Greene County and Catskill Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 STELLA PL, CAIRO, NY 12413-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
Dec 12, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CHEMUNG CANAL TRUST CO
Aug 24, 2023Deed, Transfer · Stand-Alone First Mortgage
BANK OF MILLBROOK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Deed Document Number2023D20232023
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address111 STELLA PL, CAIRO, NY 12413-3314
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M20213471
DateSep 2, 2021
InstrumentM2021-3471
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2046
Interest
Rate TypeAdjustable Rate

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address111 STELLA PL, CAIRO, NY 12413-3314
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M20232929
DateDec 12, 2023
InstrumentM2023-2929
Lender
NameCHEMUNG CANAL TRUST CO
TypeFunding / Finance Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJan 1, 2039

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionGREENE NY
Recording DateAug 24, 2023
Property Address111 STELLA PL, CAIRO, NY 12413-3314
Document Number0D20232023
Instrument DateAug 11, 2023
InstrumentD2023-2023
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 GLEN RIDGE RD, RED HOOK, NY 12571-1867

Mortgage

Document Number0M20232050
DateAug 24, 2023
InstrumentM2023-2050
Lender
NameBANK OF MILLBROOK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.7%
Type Change DateSep 1, 2030
Max Rate At Change2.7%
Index1-Year CMT

Tax Assessment & Valuation

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCatskill Town
Unified School DistrictCatskill Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,497.00 (+105.19%)$216,300 (+17.36%) Land $29,200 Building $187,100$772,500 (+51.94%) Land $104,286 Building $668,214
2023$184,300 (-) Land $29,200 Building $155,100$508,414 (+11.72%) Land $80,552 Building $427,862
2022$5,603.00 Homeowner's exemption$184,300 Land $29,200 Building $155,100$455,062 Land $72,099 Building $382,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Cable · Fiber in parts of the area
400 / 25
Starlink
Satellite
280 / 30

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