111 Steffey Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 111 Steffey Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1965
Lot Size	0.33 acres (14,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2025)
Tax Bill	$5,899 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-412-12320650`

Property Details

APN / Parcel Number

Primary APN	`02-412-12320650`
Alternative APNs	`2-412-12320650` `41212320650`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,272 sqft
Basement Area	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	14,357 sqft (0.33 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	216 sqft
Deck Area	336 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41212320650
Street Address	111 STEFFEY DR
City	ANNAPOLIS
State	MD
Zip	21403-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 BK O SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	O
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3010
Census Tract	702601

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 STEFFEY DR, ANNAPOLIS, MD 21403-3744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Sep 9, 1991 · Amount on Record
Deed Book / Page	41122 / 399
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 27, 2026
Property Address	111 STEFFEY DR, ANNAPOLIS, MD 21403-3744
Document Number	4238000126
Book / Page	42385 / 126
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 STEFFEY DR, ANNAPOLIS, MD 21403-3744

Mortgage

Document Number	4238000126,
Date	May 27, 2026
Book Page	42385/126

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 8, 2023
Property Address	111 STEFFEY DR, ANNAPOLIS, MD 21403-3744
Document Number	0395030063
Book / Page	39503 / 63
Map Reference	MB 169 PG 5 PL 8979
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	102 STEFFEY DR, ANNAPOLIS, MD 21403-3745

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,300 (+5.06%) Land $286,200 Building $191,100	$477,300 (-) Land $286,200 Building $191,100
2025	$5,899.00 (+32.29%)	$454,333 (+11.25%)	$477,300 (+16.87%) Land $286,200 Building $191,100
2023	$4,459.00	$408,400 Land $286,200 Building $122,200	$408,400 Land $286,200 Building $122,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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