111 Staples Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 111 Staples Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,351 sqft · built 2017
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$3,598 (Aug 2010)
Tax Bill	$9,585 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9111-82`

Property Details

APN / Parcel Number

Primary APN	`9111-82`
Alternative APN	`CUMB M:044 B:0042 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,351 sqft Living Area
Gross Area	6,885 sqft
1st Floor Area	1,723 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	1,609 sqft
Unfinished Basement	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9111-82
Street Address	111 STAPLES RD
City	CUMBERLAND
State	RI
Zip	02864-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	42
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2046
Census Tract	11402

Owner

111 Staples Rd is owned and occupied by two individuals who bought it in August 2010.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 STAPLES RD, CUMBERLAND, RI 02864-1401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2010 · Amount on File
Deed Sale	Aug 16, 2010 · Amount on File
Prior Sale	Apr 12, 2001 · Amount on File
Deed Book / Page	1504 / 208
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	111 STAPLES RD, CUMBERLAND, RI 02864-1401
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002000-568
Date	Apr 22, 2025
Book Page	2000/568
Instrument	148914

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	111 STAPLES RD, CUMBERLAND, RI 02864-1401
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001939-79
Date	Aug 24, 2022
Book Page	1939/79
Instrument	134802

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	111 STAPLES RD, CUMBERLAND, RI 02864-1401
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871-464
Date	Jan 11, 2021
Book Page	1871/464
Instrument	120649

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	111 STAPLES RD, CUMBERLAND, RI 02864-1401
Document Number	1758-1
Book / Page	001758 / 000001
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 STAPLES RD CUMBERLAND RI 02864, CUMBERLAND, RI 02864

Mortgage

Document Number	1758-1
Date	Nov 3, 2017
Book Page	001758/000001

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 111 Staples Rd was $9,585, down 3.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,585.00 (-3.84%)	$957,500 (+17.86%) Land $247,600 Building $709,900	$1,040,793
2025	$9,968.00	$812,400 Land $184,100 Building $628,300
2023	$9,440.00 (+2.09%)	$812,400 (+31.69%) Land $184,100 Building $628,300
2022	$9,247.00	$616,900 Land $142,700 Building $474,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Staples Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Staples Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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