111 Smith St, Lexington, SC 29072 Property Records

Lexington County property record for 111 Smith St, Lexington, SC 29072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,971 sqft · built 1971
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Sep 2025)
Tax Bill	$2,630 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004332-02-006`

Property Details

APN / Parcel Number

Primary APN	`004332-02-006`
Alternative APN	`0433202006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,971 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	111 SMITH ST
City	LEXINGTON
State	SC
Zip	29072-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOTS 11B & 12 150X175
Legal Lot Number	11B-12
Jurisdiction	LEXINGTON SC
Township / Civil Division	LEXINGTON
Census Block Group	2
Census Block	2002
Census Tract	21028

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1300 AUGUSTA RD, COPE, SC 29038
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 3, 2025	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK NA
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 10, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202533871
Deed Book / Page	21179 / 210
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	2097700095
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	111 SMITH ST, LEXINGTON, SC 29072-2138
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SMITH ST, LEXINGTON, SC 29072-2138

Mortgage

Document Number	2097701578
Date	Nov 12, 2021
Book Page	20977/1578
Instrument	2021061273

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 3, 2025
Property Address	111 SMITH ST, LEXINGTON, SC 29072-2138
Document Number	2117900210
Book / Page	21179 / 210
Map Reference	MB 271-G PG 246
Instrument Date	Aug 26, 2025
Instrument	2025033871
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1300 AUGUSTA RD, WEST COLUMBIA, SC 29169-6321

Mortgage

Document Number	2025033872
Date	Sep 3, 2025
Instrument	2025033872

Lender

Name	FIRST COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.2%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 27, 2022
Property Address	111 SMITH ST, LEXINGTON, SC 29072-2138
Document Number	2102801526
Book / Page	21028 / 1526
Map Reference	MB 118-G
Instrument Date	Sep 27, 2022
Instrument	2022043133
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 SMITH ST, LEXINGTON, SC 29072-2138

Mortgage

Document Number	2022043134
Date	Sep 27, 2022
Instrument	2022043134

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LEXINGTON SC
Recording Date	Nov 10, 2021
Property Address	111 SMITH ST, LEXINGTON, SC 29072-2138
Document Number	2097700095
Book / Page	20977 / 95
Map Reference	MB 118-G PG 131
Instrument Date	Nov 3, 2021
Instrument	2021061065
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SMITH ST, LEXINGTON, SC 29072-2138

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Municipality	Lexington Town
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,000 (-) Land $2,400 Building $12,600
2024	$2,630.00 (+3.75%)	$15,000 (+70.53%) Land $2,400 Building $12,600	$375,000 (+70.53%) Land $60,000 Building $315,000
2023	$2,535.00	$8,796 Land $1,600 Building $7,196	$219,900 Land $40,000 Building $179,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON TOWN OF (3210001) serves 24,284 people · EPA ID SC3210001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Comporium, Ripple Fiber.

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