111 Shell Ave SE, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 111 Shell Ave SE, Fort Walton Beach, FL 32548

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1959
Lot Size	0.18 acres (7,854 sqft)
Owner	Owner Name on Record
Last Sale	$45,100 (Mar 2011)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-2729-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-2729-4`
Alternative APN	`13-2S-24-1050-000G-0010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Heated Area
Gross Area	1,070 sqft
1st Floor Area	260 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1959
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,854 sqft (0.18 acres)
Lot Width	55 ft Width
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection

Location & Zoning

Street Address	111 SHELL AVE SE
City	FORT WALTON BEACH
State	FL
Zip	32548-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON ADD LOT 1 BLK G AND W 7.5FT OF VAC ALLEY EAST THEREOF (BK 2157 PG 1387)
Legal Range	24
Legal Township	02S
Legal Section	13
Legal Subdivision	GIBSON ADD
Legal Block	G
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3020
Census Tract	22600

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	809 TARPON DR, FORT WALTON BEACH, FL 32548-6023

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Mar 5, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2011 · Amount on Record
Deed Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	2689347
Deed Book / Page	2974 / 2717
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	111 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5540
Document Number	0034572836
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 TARPON DR FORT WALTON BEACH FL 325486023, FORT WALTON BEACH, FL 32548-6023

Mortgage

Document Number	0034572836
Date	Apr 21, 2020
Book Page	003457/002836
Instrument	3353346

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	1001 FOREST DR, DOTHAN, AL 36303-3093

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	111 SHELL AVE SE, FORT WALTON BEACH, FL 32548-5540
Document Number	0033412615
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 TARPON DR FORT WALTON BEACH FL 325486023, FORT WALTON BEACH, FL 32548-6023

Mortgage

Document Number	0033412615
Date	Mar 15, 2018
Book Page	003341/002615
Instrument	3194565

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 241687, MONTGOMERY, AL 36124-1687

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Fort Walton Beach City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+16.25%)	$111,364 (+17.63%) Land $53,913 Building $57,451	$111,364 (+17.63%) Land $53,913 Building $57,451
2023	$1,237.00 (-1.51%)	$94,670 (+8.14%) Land $36,144 Building $58,526	$94,670 (+8.14%) Land $36,144 Building $58,526
2022	$1,256.00	$87,546 Land $33,779 Building $53,767	$87,546 Land $33,779 Building $53,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	147 units insured incl. 120 condo units
Nearby Flood Claims	26 (1979–2020)
Claims Outside the SFHA	13 of 26
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Georges, Sep 1998 · 12 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT WALTON BEACH serves 24,113 people · EPA ID FL1460144
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Verizon.

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