Washington County property record for 111 Sentry Rdg, Smithsburg, MD 21783
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,780 sqft · built 2002 |
| Lot Size | 0.041 acres (1,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2019) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029454 |
| Primary APN | 07-029454 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,780 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,780 sqft (0.041 acres) |
| Garage Type | Built-in |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 029454 |
|---|---|
| Street Address | 111 SENTRY RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1589 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RR |
| Legal Description | LOT P47 1780 SQ FT 111 SENTRY RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P47 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029454
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Jun 05, 2019 | Grant Deed, Transfer MLEND |
| Jan 30, 2017 | Grant Deed, Transfer PROSPERITY HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2019 · Amount on Record |
| Deed Sale | Jun 05, 2019 · Amount on Record |
| Prior Sale | Feb 01, 2017 · Amount on Record |
| Deed Book / Page | 5990 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 111 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0065270492 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 6527/492 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 05, 2019 |
| Property Address | 111 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Document Number | 0059900070 |
| Book / Page | 005990 / 000070 |
| Instrument Date | Jun 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 111 SENTRY RDG SMITHSBURG MD 217831589, SMITHSBURG, MD 21783-1589 |
| Document Number | 59900076 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 005990/000076 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 30, 2017 |
| Property Address | 111 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Document Number | 0054310294 |
| Book / Page | 005431 / 000294 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 111 SENTRY RDG SMITHSBURG MD 217831589, SMITHSBURG, MD 21783-1589 |
| Document Number | 54310301 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 005431/000301 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,833 (+12.46%) | $245,300 (-) Land $45,000 Building $200,300 | |
| 2025 | $1,654.00 (+6.37%) Homeowner's exemption | $196,367 (+15.49%) | $245,300 (+42.7%) Land $45,000 Building $200,300 |
| 2023 | $1,555.00 Homeowner's exemption | $170,033 | $171,900 Land $45,000 Building $126,900 |
Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
Based on FCC filings for 156 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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