St. Johns County property record for 111 Sapelo Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,954 sqft · built 2016 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,777 (Dec 2016) |
| Tax Bill | $6,522 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000707-0680 |
| Primary APN | 000707-0680 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 1,954 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 341 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 SAPELO PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/20-39 RIVERTOWN LANDINGS LOT 68 OR4179/1251 & 4305/1988 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN LANDINGS |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20807 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 19, 2022 | Agreement of Sale, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on Record |
| Deed Sale | Dec 22, 2016 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 201684092 |
| Deed Book / Page | 4305 / 1988 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Document Number | 0057730700 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 5773/700 |
| Instrument | 2023045135 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Document Number | 0051870455 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5187/455 |
| Instrument | 2021020143 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 111 SAPELO PL, SAINT JOHNS, FL 32259-8745 |
| Document Number | 0054711921 |
| Book / Page | 5471 / 1921 |
| Map Reference | MB 90 PG 1 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022006276 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY STE 195, 195, JACKSONVILLE, FL 32256-6946 |
| Name | Verified Name |
|---|---|
| Address | 1329 FRYSTON ST, ST JOHNS, FL 32259-7291 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,446 (+2.7%) | $381,691 (-6.81%) Land $100,000 Building $281,691 | |
| 2025 | $6,522.00 (+10.97%) Homeowner's exemption | $285,731 (+7.79%) | $409,605 (-2.94%) Land $115,000 Building $294,605 |
| 2024 | $5,877.00 (+2.23%) | ||
| 2023 | $5,749.00 (+1.9%) Homeowner's exemption | $265,091 (+3%) | $422,010 (+9.09%) Land $105,000 Building $317,010 |
| 2022 | $5,642.00 Homeowner's exemption | $257,370 | $386,852 Land $95,200 Building $291,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
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