111 Sandy Ln, Havelock, NC 28532 Property Records

Craven County property record for 111 Sandy Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,323 sqft · built 1966
Lot Size	0.61 acres (26,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Apr 2014)
Tax Bill	$817 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6-045-053`

Property Details

APN / Parcel Number

Primary APN	`6-045-053`
Alternative APN	`100854`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,551 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	100854
Street Address	111 SANDY LN
City	HAVELOCK
State	NC
Zip	28532-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 ADD 1 SEC5 KETNER
Legal Subdivision	KETNER ADD
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1026
Census Tract	961102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 SANDY LN, HAVELOCK, NC 28532-9575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Deed Book / Page	3273 / 463
Prior Transfer Date	Oct 3, 2005
Prior Transfer Doc	2364/0643
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	111 SANDY LN, HAVELOCK, NC 28532-9575
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SANDY LN, HAVELOCK, NC 28532-9575

Mortgage

Document Number	03746/1241
Date	Nov 3, 2022
Book Page	3746/1241
Instrument	10105413

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Jul 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$817.00	$154,480 (-) Land $40,000 Building $114,480	$154,480 (-) Land $40,000 Building $114,480
2025	$817.00 (+1.49%)	$154,480 (-) Land $40,000 Building $114,480	$154,480 (-) Land $40,000 Building $114,480
2023	$805.00 (+3.6%)	$154,480 (+30.29%) Land $40,000 Building $114,480	$154,480 (+30.29%) Land $40,000 Building $114,480
2022	$777.00	$118,570 Land $35,000 Building $83,570
2018			$118,570 Land $35,000 Building $83,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2011–2019)
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20