111 S Cherry St, Rockwell, NC 28138 Property Records

Rowan County property record for 111 S Cherry St, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,365 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2021)
Tax Bill	$1,799 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`362 19101`

Property Details

APN / Parcel Number

Primary APN	`362 19101`
Alternative APN	`6299174`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	710 sqft
Unfinished Basement	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	800 sqft
Porch	Porch
Porch Area	201 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	111 S CHERRY ST
City	ROCKWELL
State	NC
Zip	28138-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.24AC
Legal Subdivision	J W PEELERS PLOT
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2037
Census Tract	51001

Owner

111 S Cherry St is owned and occupied by an individual who bought it in March 2021.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	111 S CHERRY ST, ROCKWELL, NC 28138-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Book / Page	1369 / 391
Prior Transfer Date	Mar 20, 2004
Prior Transfer Doc	1003000499
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 2, 2021
Property Address	111 S CHERRY ST, ROCKWELL, NC 28138-5002
Document Number	0013690391
Book / Page	1369 / 391
Instrument Date	Mar 2, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 WOODSON RD, 420, GOLD HILL, NC 28071-9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S CHERRY ST, ROCKWELL, NC 28138-5002

Mortgage

Document Number	0001369392
Date	Mar 2, 2021
Instrument	1369/392

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 13, 2020
Property Address	111 S CHERRY ST, ROCKWELL, NC 28138-5002
Document Number	0013600966
Book / Page	001360 / 000966
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$292.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 S CHERRY ST ROCKWELL NC 28138, ROCKWELL, NC 28138

Tax Assessment & Valuation

The 2026 property tax bill for 111 S Cherry St was $1,799.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,799.00	$172,999 Land $25,650 Building $147,349	$172,999 Land $25,650 Building $147,349
2023	$1,799.00	$172,999 Land $25,650 Building $147,349	$172,999 Land $25,650 Building $147,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 S Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 S Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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