111 Rustling Oaks Dr, Waverly, TN 37185 Property Records

Humphreys County property record for 111 Rustling Oaks Dr, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,746 sqft · built 1975
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$264,750 (Oct 2021)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043053D A 02000`

Property Details

APN / Parcel Number

Primary APN	`043053D A 02000`
Alternative APN	`053D A 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	85,378 sqft (1.96 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,000 sqft
Driveway	Driveway
Driveway Area	3,600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	1 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	111 RUSTLING OAKS DR
City	WAVERLY
State	TN
Zip	37185-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W05
Legal Subdivision	RUSTLING OAKS SECT C
Legal Lot Number	47
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	2
Census Block	2005
Census Tract	130300

Owner

111 Rustling Oaks Dr is owned and occupied by an individual who bought it in October 2021.

Source: Humphreys County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	111 RUSTLING OAKS DR, WAVERLY, TN 37185-1020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Aug 13, 2002
Deed Document Number	20213532
Deed Book / Page	211 / 857
Transfer Doc	182996
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 7, 2021
Property Address	111 RUSTLING OAKS DR, WAVERLY, TN 37185-1020
Document Number	3532
Book / Page	211 / 857
Map Reference	CAB A SL 50
Instrument Date	Oct 7, 2021
Instrument	21003532
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUNSET DR, WAVERLY, TN 37185-1848

Mortgage

Document Number	3533
Date	Oct 7, 2021
Instrument	21003533

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 111 Rustling Oaks Dr was $2,281, up 0.4% from the year before.

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00 (+0.4%)	$75,100 (+0.7%) Land $7,275 Building $67,825
2024	$2,272.00	$74,575 (-) Land $7,275 Building $67,300
2023	$2,272.00 (+51.16%)	$74,575 (+59.26%) Land $7,275 Building $67,300	$300,400 (+60.38%) Land $29,100 Building $271,300
2022	$1,503.00	$46,825 Land $5,650 Building $41,175	$187,300 Land $22,600 Building $164,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Rustling Oaks Dr in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Rustling Oaks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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