111 Ruby Dr, Egg Harbor Township, NJ 08234 Property Records

Atlantic County and Egg Harbor Township property record for 111 Ruby Dr, Egg Harbor Township, NJ 08234

Property Summary

Property Type	Single Family Home
Details	3,802 sqft · built 2003
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,899 (Mar 2004)
Tax Bill	$13,230 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-05815-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-05815-0000-00005`

Interior

Stories	1 Story
Building Area	3,802 sqft Living Area
1st Floor Area	3,802 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Street Address	111 RUBY DR
City	EGG HARBOR TOWNSHIP
State	NJ
Zip	08234-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Subdivision	PLAT HIDDEN FOREST SUB
Legal Block	5815
Legal Lot Number	5
Jurisdiction	ATLANTIC NJ
Township / Civil Division	EGG HARBOR
Census Block Group	1
Census Block	1045
Census Tract	11806

Owner

Source: Atlantic County and Egg Harbor Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2004 · Amount on Record
Deed Sale	Mar 26, 2004 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	20044028164
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	111 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016667
Date	Apr 16, 2024
Instrument	2024016667

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	111 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044222
Date	Oct 17, 2023
Instrument	2023044222

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	111 RUBY DR, EGG HARBOR TOWNSHIP, NJ 08234-5939
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TITLE COMPANY/JERSEY, TITLE COMPANY OF JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068355
Date	Nov 22, 2021
Instrument	2021068355

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Egg Harbor Township
Unified School District	Egg Harbor Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (-) Land $64,000 Building $325,000	$389,000 (-) Land $64,000 Building $325,000
2025	$13,230.00 (+1.4%)	$389,000 (+14.68%) Land $64,000 Building $325,000	$389,000 (+14.68%) Land $64,000 Building $325,000
2024	$13,047.00 (+15.34%)
2023		$339,200 Land $64,000 Building $275,200	$339,200 Land $64,000 Building $275,200
2022	$11,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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