111 Richards Ln, Moyock, NC 27958 Property Records

Currituck County property record for 111 Richards Ln, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,542 sqft · built 2001
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$2,750,000 (Apr 2023)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8060-19-3411`

Property Details

APN / Parcel Number

Primary APN	`8060-19-3411`
Alternative APNs	`0040000011G0000` `000126333` `000167375` `8060-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,542 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Shed	1 Shed
Shed Area	240 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000167375
Street Address	111 RICHARDS LN
City	MOYOCK
State	NC
Zip	27958-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	RICHARDS LOT 1
Legal Subdivision	PRIVATE ACCESS SUBDIVISION
Legal Lot Number	1
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110301

Owner

Source: Currituck County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 RICHARDS LN, MOYOCK, NC 27958-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2023	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Dec 9, 2021	Warranty Deed, Transfer · FHA Mortgage INTERCOASTAL MORTGAGE
Mar 13, 2020	Quit Claim Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	2023382375
Deed Book / Page	1731 / 186
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0015250087
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	111 RICHARDS LN, MOYOCK, NC 27958-8915
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017590115
Date	Jan 30, 2024
Book Page	1759/115
Instrument	387180

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 14, 2023
Property Address	111 RICHARDS LN, MOYOCK, NC 27958-8915
Document Number	0017310186
Book / Page	1731 / 186
Map Reference	CAB G SL 260
Instrument Date	Apr 12, 2023
Instrument	382375
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 RICHARDS LN, MOYOCK, NC 27958-8915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RICHARDS LN, MOYOCK, NC 27958-8915

Mortgage

Document Number	0017310189
Date	Apr 14, 2023
Book Page	1731/189
Instrument	382376

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 9, 2021
Property Address	111 RICHARDS LN, MOYOCK, NC 27958-8915
Document Number	0016680313
Book / Page	1668 / 313
Map Reference	CAB G SL 260
Instrument Date	Dec 3, 2021
Instrument	371500
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 ELROD RD, MOYOCK, NC 27958-9212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RICHARDS LN, MOYOCK, NC 27958-8915

Mortgage

Document Number	0000371501
Date	Dec 9, 2021
Instrument	371501

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 13, 2020
Property Address	111 RICHARDS LN, MOYOCK, NC 27958-8915
Document Number	0015250072
Book / Page	001525 / 000072
Instrument Date	Mar 4, 2020
Instrument	349803
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RICHARDS LN MOYOCK NC 27958, MOYOCK, NC 27958

Mortgage

Document Number	15250075
Date	Mar 13, 2020
Book Page	001525/000075
Instrument	349804

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ELIZABETH CITY, NC 27906-1488

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+0.25%)	$413,400 (-) Land $114,400 Building $299,000
2024	$2,848.00 (+20.02%)	$413,400 (+10.98%) Land $114,400 Building $299,000
2023	$2,373.00 (+19.55%)	$372,500 (-) Land $114,400 Building $258,100	$372,500 (-) Land $114,400 Building $258,100
2022	$1,985.00	$372,500 Land $114,400 Building $258,100	$372,500 (-9.89%) Land $114,400 Building $258,100
2021			$413,400 Land $114,400 Building $299,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	51 (1991–2024)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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