Tate County property record for 111 Rat Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,059 sqft · built 1977 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 023 08 0001103 |
| Primary APN | 023 08 0001103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 3,059 sqft Finished Area |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 69,696 sqft (1.6 acres) |
| Utility Building | 624 sqft |
| Street Address | 111 RAT RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-8052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SW1/4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 08 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950202 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 111 RAT RD, COLDWATER, MS 38618-8052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2018 | Deed of Trust, Mortgage GUARANTY BANK & TRUST COMPANY |
| Aug 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 111 RAT RD, COLDWATER, MS 38618-8052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000005980 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 0000002018/0000005980 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 111 RAT RD, COLDWATER, MS 38618-8052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/11603 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 2020/11603 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2025 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,235.00 (-6.01%) | $12,547 (+26.57%) Land $1,264 Building $11,283 | $125,465 (+26.56%) Land $12,640 Building $112,825 |
| 2023 | $1,314.00 | $9,913 Land $1,264 Building $8,649 | $99,134 Land $12,640 Building $86,494 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
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