Hardy County property record for 111 Raines St, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 2003 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2010) |
| Tax Bill | $575 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-6-0143.0000 |
| Primary APN | 04-6-0143.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,191 sqft (0.211 acres) |
| Lot Dimensions | 80 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 111 RAINES ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .21 AC 8949 SQ FT MONGOLD |
| Jurisdiction | HARDY WV |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970201 |
111 Raines St is owned and occupied by two individuals who acquired it in October 2020.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 RAINES ST, MOOREFIELD, WV 26836-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT COMMUNITY BANK |
| Oct 23, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on File |
| Deed Sale | May 14, 2010 · Amount on File |
| Deed Document Number | 2010175981 |
| Deed Book / Page | 314 / 163 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 356/60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 111 RAINES ST, MOOREFIELD, WV 26836-1027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000344/853 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 344/853 |
| Instrument | 231606 |
| Name | SUMMIT COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 421 Months |
| Due | Apr 1, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 23, 2020 |
| Property Address | 111 RAINES ST, MOOREFIELD, WV 26836-1027 |
| Document Number | 356/60 |
| Book / Page | 356 / 60 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 220289 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 RAINES ST, MOOREFIELD, WV 26836-1027 |
The 2026 property tax bill for 111 Raines St was $575, up 1.6% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575.00 (+1.59%) | $50,340 (+1.7%) Land $18,420 Building $31,920 | $83,900 (+1.7%) Land $30,700 Building $53,200 |
| 2025 | $566.00 | $49,500 Land $18,420 Building $31,080 | $82,500 Land $30,700 Building $51,800 |
| 2023 | $555.00 | $48,420 Land $18,420 Building $30,000 | $80,700 Land $30,700 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Raines St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Raines St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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