111 Powell St, Henderson, KY 42420 Property Records

Henderson County property record for 111 Powell St, Henderson, KY 42420

Property Summary

Property Type	Quadplex
Details	6 bd · 4 ba · 3,380 sqft · built 1864
Lot Size	0.134 acres (5,822 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2015)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-5-2-16`

Property Details

APN / Parcel Number

Primary APN	`1-5-2-16`
Alternative APN	`12192`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,380 sqft Finished Area

Exterior

Year Built	Built 1864
Effective Year Built	Effective 1864
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,822 sqft (0.134 acres)
Lot Dimensions	128 ft deep x 45.3 ft wide
Garage Type	Detached
Garage Area	660 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	12192
Street Address	111 POWELL ST
City	HENDERSON
State	KY
Zip	42420-3583
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	FOURPLEX
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2015
Census Tract	20401

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1232, HENDERSON, KY 42419-1232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jun 26, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on Record
Deed Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	20157651
Deed Book / Page	611 / 448
Last Transfer Date	Jun 18, 2018
Transfer Doc	RE0631/568
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	111 POWELL ST, HENDERSON, KY 42420-3583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1307/345
Date	Mar 19, 2020
Book Page	MT 1307/345
Instrument	2020002853

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 13, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Jun 26, 2018
Property Address	111 POWELL ST, HENDERSON, KY 42420-3583
Document Number	RE0631/568
Book / Page	RE 0631 / 568
Instrument Date	Jun 18, 2018
Instrument	2018006679
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1240 ALASTAIR DR, 1240, HENDERSON, KY 42420-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 ALASTARI DR, HENDERSON, KY 42420

Mortgage

Document Number	2018006680
Date	Jun 26, 2018
Instrument	2018006680

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2023

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-0.83%)	$140,000 (-)	$140,000 (-)
2023	$1,565.00 (+0.9%)	$140,000 (-)	$140,000 (-)
2022	$1,551.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

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