111 Pine St, Athens, TN 37303 Property Records

McMinn County property record for 111 Pine St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Oct 2020)
Tax Bill	$981 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054056N B 04400`

Property Details

APN / Parcel Number

Primary APN	`054056N B 04400`
Alternative APNs	`056N B 04400 00005056N` `056N B 04400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	192 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	111 PINE ST
City	ATHENS
State	TN
Zip	37303-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 063A E 063A 02000 000, COUNTY AREA: D01
Legal Subdivision	KEITH
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2054
Census Tract	970202

Owner

111 Pine St is owned and occupied by two individuals who acquired it in June 2024.

Source: McMinn County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 PINE ST, ATHENS, TN 37303-3437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Aug 6, 2019	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS
Aug 1, 2019	Quit Claim Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	2020219108
Deed Book / Page	22J / 530
Last Transfer Date	Jun 19, 2024
Transfer Doc	0000024F80
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	111 PINE ST, ATHENS, TN 37303-3437
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001287789
Date	Jul 12, 2022
Book Page	1287/789
Instrument	238140

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2048

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 22, 2020
Property Address	111 PINE ST, ATHENS, TN 37303-3437
Document Number	000022J530
Book / Page	22J / 530
Map Reference	CAB K PG 208
Instrument Date	Oct 16, 2020
Instrument	219108
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY T&E SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PINE ST, ATHENS, TN 37303-3437

Mortgage

Document Number	0000219109
Date	Oct 22, 2020
Instrument	219109

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Nov 1, 2044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 6, 2019
Property Address	111 PINE ST, ATHENS, TN 37303-3437
Document Number	21W910
Book / Page	00021W / 000910
Instrument Date	Aug 5, 2019
Instrument	208085
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$29.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 COUNTY ROAD 342 SWEETWATER TN 378745113, SWEETWATER, TN 37874-5113

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 1, 2019
Property Address	111 PINE ST, ATHENS, TN 37303-3437
Document Number	21W824
Book / Page	00021W / 000824
Instrument Date	Aug 1, 2019
Instrument	207969
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 W WILLSON ST NIOTA TN 378263317, NIOTA, TN 37826-3317

Tax Assessment & Valuation

The 2025 property tax bill for 111 Pine St was $981.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00	$46,950 (-) Land $2,275 Building $44,675
2024	$981.00	$46,950 (-) Land $2,275 Building $44,675
2023	$981.00 (+11.22%)	$46,950 (+54.06%) Land $2,275 Building $44,675	$187,800 (+54.06%) Land $9,100 Building $178,700
2022	$882.00	$30,475 Land $2,275 Building $28,200	$121,900 Land $9,100 Building $112,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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