111 Peppertree Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 111 Peppertree Dr, Vero Beach, FL 32963

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,787 sqft · built 1984
OwnerIndividual Name on Record
Last Sale$440,000 (Jul 2020)
Tax Bill$3,872 (2025)
Deeds & MortgagesMar 2022 Transfer
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN32-40-19-00030-0000-00019.0

Property Details

APN / Parcel Number

Primary APN32-40-19-00030-0000-00019.0
Alternative APN
  • 56825

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,787 sqft Living Area
1st Floor Area1,787 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment

Location & Zoning

Street Address111 PEPPERTREE DR
CityVERO BEACH
StateFL
Zip32963-5003
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPEPPERTREE VILLAS OR 682/280 PBI 11 - 59 PARCEL 19 MORE FULLY DESC AS FROM A POINT INDENTIFIED AS PRM NO 2 AT THE SE COR OF PLAT OF PEPPERTREE RUN N17-56-21W AL THE W ROW LINE OF SR A-1-A FOR A DIST OF 383 FT TH RUN S72-03-39W AL THE S LINE OF AN ACC
Legal Range40E
Legal Township32S
Legal Section19
Legal SubdivisionPEPPERTREE VILLAS
Legal Lot Number19
Legal Unit19
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2010
Census Tract50505

Owner

Source: Indian River County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 PEPPERTREE DR, 19, VERO BEACH, FL 32963-5003
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jul 23, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Nov 5, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2020 · Amount on Record
Deed SaleJul 23, 2020 · Amount on Record
Prior SaleNov 5, 2019 · Amount on Record
Deed Document Number202042083
Deed Book / Page3321 / 1641
Prior Transfer DateFeb 20, 2015
Prior Transfer Doc0028272065
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateMar 11, 2022
Property Address111 PEPPERTREE DR # 19, 19, VERO BEACH, FL 32963-5003
Document Number0035192456
Book / Page3519 / 2456
Instrument DateMar 10, 2022
Instrument3120220015657
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 PEPPERTREE DR # 19, 19, VERO BEACH, FL 32963-5003

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 23, 2020
Property Address111 PEPPERTREE DR # 19, 19, VERO BEACH, FL 32963-5003
Document Number0033211641
Book / Page3321 / 1641
Map ReferenceMB 11 PG 59
Instrument DateJul 20, 2020
Instrument3120200042083
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5685 CORSICA PL, 5685, VERO BEACH, FL 32967-7656

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 PEPPERTREE DR, VERO BEACH, FL 32963-5003

Mortgage

Document Number33211643
DateJul 23, 2020
Instrument3321/1643
Lender
NameSOUTH STATE BANK NA
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 5, 2019
Property Address111 PEPPERTREE DR # 19, 19, VERO BEACH, FL 32963-5003
Document Number0032512177
Book / Page003251 / 002177
Instrument DateOct 31, 2019
Instrument64749
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,835.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 644194 VERO BEACH FL 329644194, VERO BEACH, FL 32964-4194

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityIndian River Shores Town
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00 (-20.05%) Homeowner's exemption$353,826 (-19.58%) Building $353,826$353,826 (-57.88%) Building $353,826
2023$4,843.00 (+2.35%)$439,989 (+3%)$839,949 (+67.73%) Building $839,949
2022$4,732.00$427,174$500,789 Building $500,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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