111 Penny Ln, Guyton, GA 31312 Property Records

Effingham County property record for 111 Penny Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,064 sqft · built 2002
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2012)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0349B-006-000`

Property Details

APN / Parcel Number

Primary APN	`0349B-006-000`
Alternative APNs	`0049C006000` `0349B006` `7131`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,064 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	39,640 sqft (0.91 acres)
Garage Area	441 sqft
Porch	Patio
Porch Area	305 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7131
Street Address	111 PENNY LN
City	GUYTON
State	GA
Zip	31312-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.91 AC LOT 6
Legal Subdivision	PENINGTON ESTATES
Legal Phase	2
Legal Block	2
Legal Lot Number	6
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30404

Owner

111 Penny Ln is owned and occupied by two individuals who acquired it in July 2012.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 PENNY LN, GUYTON, GA 31312-5416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on File
Deed Sale	Jun 22, 2012 · Amount on File
Prior Sale	Jan 31, 2003 · Amount on File
Deed Document Number	20121490
Deed Book / Page	2107 / 250
Last Transfer Date	Jul 2, 2012
Transfer Doc	002108/488
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	111 PENNY LN, GUYTON, GA 31312-5416
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PENNY LN, GUYTON, GA 31312-5416

Mortgage

Document Number	0000002878/0000000352
Date	Oct 26, 2023
Book Page	0000002878/0000000352
Instrument	D2023008834

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	111 PENNY LN, GUYTON, GA 31312-5416
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PENNY LN, GUYTON, GA 31312-5416

Mortgage

Document Number	0000002726/0000000429
Date	Sep 22, 2021
Book Page	0000002726/0000000429
Instrument	011553

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	111 PENNY LN, GUYTON, GA 31312-5416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PENNY LN, GUYTON, GA 31312-5416

Mortgage

Document Number	0000002513/0000000563
Date	Mar 7, 2019
Book Page	0000002513/0000000563
Instrument	001827

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 111 Penny Ln was $4,535, up 3.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,381 (-) Land $22,800 Building $112,581	$338,453 (-) Land $57,000 Building $281,453
2025	$4,535.00 (+3.7%)	$135,381 (-4.23%) Land $22,800 Building $112,581	$338,453 (-4.23%) Land $57,000 Building $281,453
2024	$4,373.00 (+26.42%)	$141,359 (+22.03%) Land $22,800 Building $118,559	$353,397 (+22.03%) Land $57,000 Building $296,397
2023	$3,459.00 (+2.13%)	$115,841 (+9.23%) Land $17,600 Building $98,241	$289,602 (+9.23%) Land $44,000 Building $245,602
2022	$3,387.00	$106,048 Land $14,800 Building $91,248	$265,120 Land $37,000 Building $228,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Penny Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Penny Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penny Ln

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