111 Penacook St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 111 Penacook St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,722 sqft · built 1981
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jul 2021)
Tax Bill$9,056 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNCNCD M:651Z B:9

Property Details

APN / Parcel Number

Primary APNCNCD M:651Z B:9

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area3,594 sqft
1st Floor Area1,722 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address111 PENACOOK ST
CityCONCORD
StateNH
Zip03301-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block9
Legal Lot Number23
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2043
Census Tract32800

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address111 PENACOOK ST, CONCORD, NH 03301-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC
May 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleJul 17, 2009 · Amount on Record
Deed Document Number202118971
Deed Book / Page3750 / 136
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJul 23, 2021
Property Address111 PENACOOK ST, CONCORD, NH 03301-3108
Document Number0000018971
Book / Page3750 / 136
Instrument DateJul 23, 2021
Instrument202100018971
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 DAKIN ST, CONCORD, NH 03301-3543

Mortgage

Document Number0000018972
DateJul 23, 2021
Instrument202100018972
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address111 PENACOOK ST, CONCORD, NH 03301-3108
Document Number0035552370
Book / Page003555 / 002370
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedJun 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address111 PENACOOK ST CONCORD NH 033013108, CONCORD, NH 03301-3108

Mortgage

Document Number0035552370
DateMay 15, 2017
Book Page003555/002370
Instrument8311
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2032

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,056.00 (+8.38%)$311,100 (-) Land $103,600 Building $207,500
2023$8,356.00 (+3.75%)$311,100 (-) Land $103,600 Building $207,500$443,935
2022$8,054.00$311,100 Land $103,600 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2006–2008)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000
Cogeco Cable Holdings II
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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