111 Pearl St, Phillipsburg, MO 65722 Property Records

Laclede County property record for 111 Pearl St, Phillipsburg, MO 65722

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,248 sqft · built 1977
Lot Size	4.56 acres (198,634 sqft)
Owner	Individual Name on File
Last Sale	$57,400 (Feb 2012)
Tax Bill	$565 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-0132-00-PBURG-AC`

Property Details

APN / Parcel Number

Primary APN	`80-0132-00-PBURG-AC`
Alternative APN	`15-8.0-27-001-008-001.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Adjusted Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	198,634 sqft (4.56 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80-0132-00-PBURG-AC
Street Address	111 PEARL ST
City	PHILLIPSBURG
State	MO
Zip	65722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPSBURG ACREAGE 27-33-17 4.56 AC PT SWNE1/4, PT NWNE1/4
Legal Range	17W
Legal Township	33N
Legal Section	27
Legal Subdivision	PHILLIPSBURG ACREAGE
Jurisdiction	LACLEDE MO
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4019
Census Tract	960101

Owner

111 Pearl St is owned by an individual who bought it in February 2012.

Source: Laclede County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12485 MARTINGALE DR, CONWAY, MO 65632-8217
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2012 · Amount on File
Deed Sale	Feb 27, 2012 · Amount on File
Prior Sale	Jun 1, 2011
Deed Document Number	2012795
Deed Book / Page	256 / 3613
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	111 PEARL ST, PHILLIPSBURG, MO 65722
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00269/8888
Date	Jan 11, 2017
Book Page	269/8888
Instrument	2017-0157

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	CONWAY, MO 65632

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	111 PEARL ST, PHILLIPSBURG, MO 65722
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	HOGAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2206
Date	May 28, 2020
Book Page	2020/2206
Instrument	2020-2206

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	111 PEARL ST, PHILLIPSBURG, MO 65722
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12485 MARTINGALE DR, CONWAY, MO 65632-8217

Mortgage

Document Number	002022/743
Date	Feb 15, 2022
Book Page	2022/743
Instrument	20220743

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 111 Pearl St was $565, up 9.5% from the year before.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Municipality	Phillipsburg Village
Unified School District	Laclede County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,310 (-)	$64,800 (-) Land $10,300 Building $54,500
2025	$565.00 (+9.5%)	$12,310	$64,800 Land $10,300 Building $54,500
2024	$516.00 (-2.09%)
2023	$527.00 (+79.25%)	$11,270	$59,300 Land $10,300 Building $49,000
2022	$294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Pearl St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 93% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Brightspeed.

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