111 N Commerce St, Gainesville, TX 76240 Property Records

Cooke County property record for 111 N Commerce St, Gainesville, TX 76240

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,235 sqft
Lot Size	0.044 acres (1,899 sqft)
Owner	Company Name on Record
Tax Bill	$3,466 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2580-003-00008`

Property Details

APN / Parcel Number

Primary APN	`2580-003-00008`
Alternative APN	`18940`

Interior

Building Area	1,235 sqft Total Area

Exterior

Lot Area	1,899 sqft (0.044 acres)

Location & Zoning

Account Number	2580-003-00008
Street Address	111 N COMMERCE ST
City	GAINESVILLE
State	TX
Zip	76240-3911
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORGINAL DONATION GV; BLOCK 3; LOT 8 S 19'; ACRES .0436
Legal Subdivision	ORGINAL DONATION GV
Legal Block	3
Legal Lot Number	8S19
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2101
Census Tract	400

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 N COMMERCE ST, GAINESVILLE, TX 76240-3911
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Vendor's Lien, Transfer · Seller Carry-Back LEGACY DREAM BUSINESS LLC
Jun 7, 2023	Vendor's Lien, Transfer LEGACY DREAM BUSINESSES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023
Deed Sale	May 5, 2023
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	20233035
Deed Book / Page	2577 / 531
Record Updated	Oct 29, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 26, 2026
Property Address	111 N COMMERCE ST, GAINESVILLE, TX 76240-3911
Document Number	002767/498
Book / Page	2767 / 498
Map Reference	VOL 2259 PG 297
Instrument Date	Feb 26, 2026
Instrument	2026-1397
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E CALIFORNIA ST, GAINESVILLE, TX 76240-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N COMMERCE ST, GAINESVILLE, TX 76240-3911

Mortgage

Date	Feb 26, 2026

Lender

Name	LEGACY DREAM BUSINESS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 7, 2023
Property Address	111 N COMMERCE ST, GAINESVILLE, TX 76240-3911
Document Number	002583/447
Book / Page	2583 / 447
Instrument Date	Jun 5, 2023
Instrument	2023-3814
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E CALIFORNIA ST, GAINESVILLE, TX 76240-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 E CALIFORNIA ST, GAINESVILLE, TX 76240-4202

Mortgage

Date	Jun 7, 2023

Lender

Name	LEGACY DREAM BUSINESSES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,466.00 (+3.93%)	$165,691 (+3.93%) Land $20,900 Building $144,791	$165,691 (+3.93%) Land $20,900 Building $144,791
2025	$3,335.00 (+26.42%)	$159,421 (+74.89%) Land $14,630 Building $144,791	$159,421 (+74.89%) Land $14,630 Building $144,791
2024	$2,638.00 (+35.35%)
2023		$91,157 Land $13,300 Building $77,857	$91,157 Land $13,300 Building $77,857
2022	$1,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Nextlink, Verizon.

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