111 N Berwick, Williamsburg, VA 23188 Property Records

James City County property record for 111 N Berwick, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,235 sqft · built 1995
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual on Record
Last Sale	$415,023 (Dec 2020)
Tax Bill	$6,179 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-4 03-0-0028`

Property Details

APN / Parcel Number

Primary APN	`31-4 03-0-0028`
Alternative APN	`16050`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,235 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	18,382 sqft (0.422 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	289 sqft
Deck Area	121 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16050
Street Address	111 N BERWICK
City	WILLIAMSBURG
State	VA
Zip	23188-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-28 S-2 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	28
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	3
Census Block	3003
Census Tract	80207

Owner

Source: James City County assessment roll, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	111 N BERWICK, WILLIAMSBURG, VA 23188-6461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Dec 11, 2020	Warranty Deed, Transfer · Conventional with PMI AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	202021613
Last Transfer Date	Jul 3, 2025
Transfer Doc	0202509181
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	111 N BERWICK, WILLIAMSBURG, VA 23188-6461
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210021680
Date	Nov 3, 2021
Instrument	210021680

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 11, 2020
Property Address	111 N BERWICK, WILLIAMSBURG, VA 23188-6461
Document Number	0000021613
Instrument Date	Dec 3, 2020
Instrument	21613
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N BERWICK WILLIAMSBURG VA 231886461, WILLIAMSBURG, VA 23188-6461

Mortgage

Document Number	21615
Date	Dec 11, 2020
Instrument	21615

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,179.00 (+6.41%)	$744,500 (+2%) Land $182,500 Building $562,000	$744,500 (+2%) Land $182,500 Building $562,000
2024	$5,807.00 (+12.78%)
2023	$5,149.00	$620,400 Land $133,800 Building $486,600	$620,400 Land $133,800 Building $486,600
2022	$5,149.00 (+11.14%)
2019	$4,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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