111 Maple St, Luzerne, IA 52257 Property Records

Benton County property record for 111 Maple St, Luzerne, IA 52257 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1920
Lot Size	0.572 acres (24,937 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2025)
Tax Bill	$1,432 (2024)
Deeds & Mortgages	Jul 2012 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11006200`

Property Details

APN / Parcel Number

Primary APN	`11006200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	937 sqft
Basement Area	937 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	24,937 sqft (0.572 acres)
Lot Dimensions	329 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	233 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Geothermal
Sewer	Septic

Location & Zoning

Street Address	111 MAPLE ST
City	LUZERNE
State	IA
Zip	52257-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 778.5' S NW COR 423.5' N 69D TO SE'LY COR TATGE'S TH N 21 D W 318' ALG E'LY SIDE OF ADDN TO CNT OF HWY T S 339' TH W S
Jurisdiction	BENTON IA
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2049
Census Tract	960600

Owner

Source: Benton County records · APN 11006200

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2012	Deed of Trust, Mortgage · ARM BANKIOWA
Dec 26, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 07, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Mar 10, 2015	Warranty Deed, Transfer · ARM MIDWESTONE BANK
Jun 23, 2008	Warranty Deed, Transfer · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Jun 07, 2022 · Amount on Record
Deed Document Number	25-4929
Record Updated	Jun 08, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00012/2774
Date	Jul 02, 2012
Book Page	12/2774

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 25, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Dec 26, 2025
Property Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Document Number	0000254929
Instrument Date	Dec 05, 2025
Instrument	25-4929
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000254930
Date	Dec 26, 2025
Instrument	25-4930

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jun 07, 2022
Property Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Document Number	0000222606
Instrument Date	May 13, 2022
Instrument	22-2606
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$189.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 MAPLE ST, LUZERNE, IA 52257-9601

Mortgage

Document Number	0000222607
Date	Jun 07, 2022
Instrument	22-2607

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 10, 2015
Property Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Document Number	00E15/0247
Book / Page	E15 / 0247
Instrument Date	Mar 06, 2015
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7616 17TH AVE, BLAIRSTOWN, IA 52209-9521

Mortgage

Document Number	000E150248
Date	Mar 10, 2015
Instrument	E15/0248

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	1-Year CMT
Margin	3
Max Rate	10%

Mortgage

Document Number	00E15/0249
Date	Mar 10, 2015
Book Page	E15/0249

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	IOWA CITY, IA 52244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2030

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jun 23, 2008
Property Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Document Number	00008/2955
Book / Page	08 / 2955
Instrument Date	Jun 18, 2008
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$88.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MAPLE ST, LUZERNE, IA 52257-9601
Investor	Possibly a Property Investor

Mortgage

Document Number	00008/2956
Date	Jun 23, 2008
Book Page	08/2956

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2038

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Luzerne City
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,000 (+38%) Land $12,300 Building $129,700	$142,000 (+38%) Land $12,300 Building $129,700
2024	$1,432.00 (+22.6%)
2023		$102,900 (+36.84%) Land $12,300 Building $90,600	$102,900 (+36.84%) Land $12,300 Building $90,600
2022	$1,168.00	$75,200 Land $9,800 Building $65,400
2021			$75,200 Land $9,800 Building $65,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Cooperative of Shellsburg	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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