Hancock County and Mount Desert Town property record for 111 Main St, Mount Desert, ME 04660
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,796 sqft · built 1974 |
| Lot Size | 0.405 acres (17,632 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,980 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:024 L:090 |
| Primary APN | MTDS M:024 L:090 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,796 sqft Total Area |
| Gross Area | 6,612 sqft |
| 1st Floor Area | 2,096 sqft |
| Attic | Attic |
| Attic Area | 696 sqft |
| Basement Area | 2,096 sqft |
| Unfinished Basement | 2,096 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,632 sqft (0.405 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1825 |
|---|---|
| Street Address | 111 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | VC |
| Legal Lot Number | 90 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1089, ELLSWORTH, ME 04605-1089 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,980.00 (+2.07%) | $1,008,800 (+20.01%) Land $263,100 Building $745,700 |
| 2024 | $7,818.00 (+6.66%) | $840,600 (-) Land $219,200 Building $621,400 |
| 2023 | $7,330.00 (+8.46%) | $840,600 (-) Land $219,200 Building $621,400 |
| 2022 | $6,758.00 | $840,600 Land $219,200 Building $621,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DESERT WATER DIST NORTH serves 1,623 people · EPA ID ME0091140 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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