111 London Downs Dr, Forest, VA 24551 Property Records

Bedford County property record for 111 London Downs Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,624 sqft · built 1994
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,900 (Mar 2026)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	May 2017 Refinance Jun 2009 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`153C 2 42`

Property Details

APN / Parcel Number

Primary APN	`153C 2 42`
Alternative APNs	`15309230` `529316`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
1st Floor Area	1,174 sqft
Basement Area	1,174 sqft
Finished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	470 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	111 LONDON DOWNS DR
City	FOREST
State	VA
Zip	24551-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONDON DOWNSLT 42 SEC II
Legal Subdivision	LONDON DOWNS
Legal Lot Number	42
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	30202

Owner

Source: Bedford County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SELECT BANK
Jun 30, 2009	Deed of Trust, Mortgage · Line of Credit SELECT BANK
May 23, 2025	Deed of Trust, Mortgage · Line of Credit SELECT BANK
Dec 7, 2011	Deed of Trust, Mortgage · Conventional Mortgage SELECT BANK
Jun 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 4, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Jul 2, 2018	Warranty Deed, Transfer TRUE NORTH TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20261832
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	RELIAN TITLE, RELIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003930
Date	May 2, 2017
Instrument	170003930

Lender

Name	SELECT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090007940
Date	Jun 30, 2009
Instrument	090007940

Lender

Name	SELECT BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250004093
Date	May 23, 2025
Instrument	250004093

Lender

Name	SELECT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	RELIAN TITLE, RELIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110011616
Date	Dec 7, 2011
Instrument	110011616

Lender

Name	SELECT BANK
Type	Bank
Address	24451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2042

Interest

Rate	4%

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090006910
Date	Jun 9, 2009
Instrument	090006910

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

Interest

Rate	4.75%

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 4, 2026
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Document Number	0260001832
Map Reference	MB 30 PG 269
Instrument Date	Feb 16, 2026
Instrument	260001832
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Investor	Possibly a Property Investor

Mortgage

Document Number	0260001833
Date	Mar 4, 2026
Instrument	260001833

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 2, 2018
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Document Number	0180006048
Instrument Date	Jun 25, 2018
Instrument	180006048
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LONDON DOWNS DR, NORFOLK, VA 23551-0001

Mortgage

Document Number	0180006049
Date	Jul 2, 2018
Instrument	180006049

Lender

Name	SUMMIT MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 2, 2018
Property Address	111 LONDON DOWNS DR, FOREST, VA 24551-3021
Document Number	180006048
Instrument Date	Jun 25, 2018
Instrument	180006048
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LONDON DOWNS DR, NORFOLK, VA 23551-0001

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00	$480,400 (+1%) Land $75,000 Building $405,400
2023	$1,969.00 Additional exemption filed	$240,200	$480,400 Land $75,000 Building $405,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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