111 Locust St, Columbus, NC 28722 Property Records

Polk County property record for 111 Locust St, Columbus, NC 28722

Property Summary

Property Type	Warehouse, Storage
Details	10,980 sqft · built 1961
Lot Size	2.91 acres (126,760 sqft)
Owner	Company Name on Record
Last Sale	$880,000 (Mar 2023)
Tax Bill	$8,351 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C2-D11`

Property Details

APN / Parcel Number

Primary APN	`C2-D11`
Alternative APN	`54696`

Interior

Building Area	10,980 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	126,760 sqft (2.91 acres)

Location & Zoning

Account Number	54696
Street Address	111 LOCUST ST
City	COLUMBUS
State	NC
Zip	28722-9765
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	M
Legal Description	1.85 ACRES, 0C55 COLUMBUS VALUE AREA 55
Legal Subdivision	COLUMBUS VALUE AREA 55
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2046
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 LOCUST ST, COLUMBUS, NC 28722-9765
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF THE OZARKS INC
Mar 2, 2023	Warranty Deed, Transfer · Line of Credit COMMUNITY FIRST BANK
May 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Jan 13, 2017	Warranty Deed, Transfer · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Book / Page	476 / 1068
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jun 30, 2026
Property Address	111 LOCUST ST, COLUMBUS, NC 28722-9765
Document Number	0500002006
Book / Page	500 / 2006
Instrument Date	Jun 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	111 LOCUST ST, COLUMBUS, NC 28722-9765

Mortgage

Document Number	0500002006,
Date	Jun 30, 2026
Book Page	500/2006

Lender

Name	COMMUNITY BANK OF THE OZARKS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 2, 2023
Property Address	111 LOCUST ST, COLUMBUS, NC 28722-9765
Document Number	00476/1068
Book / Page	476 / 1068
Map Reference	FILE E PG 1122
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$1,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 443, HORSE SHOE, NC 28742-0443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LOCUST ST, COLUMBUS, NC 28722-9765

Mortgage

Document Number	0004761071
Date	Mar 2, 2023
Instrument	476/1071

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	00476/1122
Date	Mar 2, 2023
Book Page	476/1122

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	111 LOCUST ST, COLUMBUS, NC 28722-9765
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/1014
Date	May 1, 2020
Book Page	448/1014

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 13, 2017
Property Address	111 LOCUST ST, COLUMBUS, NC 28722-9765
Document Number	00424/0693
Book / Page	424 / 0693
Map Reference	DD 373 PG 1737
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 RIVERSIDE DR, 224, MORGANTON, NC 28655-3721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1184, COLUMBUS, NC 28722-1184

Mortgage

Document Number	000424/697
Date	Jan 13, 2017
Book Page	424/697
Instrument	004633310023

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28282

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Columbus Town
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,351.00 (+47%)	$885,876 (+46.98%) Land $436,500 Building $449,376	$885,876 (+46.98%) Land $436,500 Building $449,376
2025	$5,681.00 (+99.19%)	$602,732 (+123.33%) Land $277,500 Building $325,232	$602,732 (+123.33%) Land $277,500 Building $325,232
2023	$2,852.00	$269,884 Land $46,250 Building $223,634
2021			$269,884 Land $46,250 Building $223,634

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLUMBUS serves 2,489 people · EPA ID NC0175015
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	134 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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