111 Kearney St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 111 Kearney St, Watsonville, CA 95076

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 7.5 ba · 7,568 sqft · built 1923
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Feb 2023)
Tax Bill	$18,591 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-471-09`

Property Details

APN / Parcel Number

Primary APN	`018-471-09`
Alternative APN	`018-471-09-000`

Interior

Bedrooms	12 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	25 Rooms
Building Area	7,568 sqft Living Area
Gross Area	8,486 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Garage Type	Attached
Garage Area	378 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 KEARNEY ST
City	WATSONVILLE
State	CA
Zip	95076-4221
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Subdivision	BOLSA DEL PAJARO RHO
Legal Lot Number	88
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	110401

Owner

111 Kearney St, a residential property, is owned by two individuals who bought it in February 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 RIDGE VIEW RD, APTOS, CA 95003-2714
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage COURTNEY HULL
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage COURTNEY HULL
Feb 10, 2023	Grant Deed, Transfer · Commercial Mortgage COURTNEY HULL
Aug 7, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Deed Document Number	20232294
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	0000025271
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIDGE VIEW RD, APTOS, CA 95003-2714

Mortgage

Document Number	0000018899
Date	Oct 4, 2023
Instrument	2023-0018899

Lender

Name	COURTNEY HULL
Type	Private Party
Address	40701 COMPTCHE UKIAH RD, MENDOCINO, CA 95460

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 RIDGE VIEW RD, APTOS, CA 95003-2714

Mortgage

Document Number	0000018528
Date	Sep 29, 2023
Instrument	2023-0018528

Lender

Name	COURTNEY HULL
Type	Private Party
Address	40701 COMPTCHE UKIAH RD, MENDOCINO, CA 95460

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 10, 2023
Property Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221
Document Number	0000002294
Instrument Date	Feb 6, 2023
Instrument	2023-0002294
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,529.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221

Mortgage

Document Number	0000002295
Date	Feb 10, 2023
Instrument	2023-0002295

Lender

Name	COURTNEY HULL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2019
Property Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221
Document Number	0000022628
Instrument Date	Aug 2, 2019
Instrument	22628
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	225 WHIPPET RUN WATSONVILLE CA 950760361, WATSONVILLE, CA 95076-0361
Investor	Possibly a Property Investor

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 28, 2019
Property Address	105 KEARNEY ST, WATSONVILLE, CA 95076-4221
Document Number	0000025271
Instrument Date	Aug 2, 2019
Instrument	25271
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	225 WHIPPET RUN WATSONVILLE CA 950760361, WATSONVILLE, CA 95076-0361

Tax Assessment & Valuation

The 2025 property tax bill for 111 Kearney St was $18,591.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,475,080 (-26.46%) Land $848,966 Building $626,114
2025	$18,591.00	$2,005,892 Land $1,352,520 Building $653,372
2023	$19,335.00 (+1.78%)	$1,629,747 Land $986,426 Building $643,321
2022	$18,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 111 Kearney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 111 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Kearney St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures