Lauderdale County property record for 111 James Ct, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,560 sqft · built 2004 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,500 (Aug 2020) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Construction Loan Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-19-0-001-042-023 |
| Primary APN | 16-04-19-0-001-042-023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 2,342 sqft |
| 2nd Floor Area | 218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 75706 |
|---|---|
| Street Address | 111 JAMES CT |
| City | FLORENCE |
| State | AL |
| Zip | 35630-8929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70 X 140 OLD HICKORY SD LOT 33 .22 AC/D SEC 19 T2S R10W PB 7 PG 34 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | OLD HICKORY |
| Legal Lot Number | 33 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11504 |
111 James Ct is owned and occupied by two individuals who bought it in August 2020.
Source: Lauderdale County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 JAMES CT, FLORENCE, AL 35630-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Survivorship Deed, Transfer · Construction Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2020 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Jun 18, 2010 · Amount on File |
| Deed Book / Page | 2020 / 41667 |
| Prior Transfer Date | Aug 13, 2020 |
| Prior Transfer Doc | 2020/41667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jan 12, 2026 |
| Property Address | 111 JAMES CT, FLORENCE, AL 35630-8929 |
| Document Number | 02026/1516 |
| Book / Page | 2026 / 1516 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Jan 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 PASSONS RD, CHATTANOOGA, TN 37415-1820 |
| Name | Verified Name |
|---|---|
| Address | 111 JAMES CT, FLORENCE, AL 35630-8929 |
| Document Number | 0202601520 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026/01520 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.68% |
| Document Number | 02026/1520 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 2026/1520 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.68% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Aug 17, 2020 |
| Property Address | 111 JAMES CT, FLORENCE, AL 35630-8929 |
| Document Number | 2020/41667 |
| Book / Page | 2020 / 41667 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 JAMES CT, 111, FLORENCE, AL 35630-8929 |
| Name | Verified Name |
|---|---|
| Address | 111 JAMES CT, FLORENCE, AL 35630-8929 |
The 2025 property tax bill for 111 James Ct was $1,932 with exemptions applied.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 Homeowner's exemption Senior Citizen's exemption | $46,220 | $462,220 Land $39,000 Building $423,220 |
| 2023 | $1,778.00 (+17.59%) Homeowner's exemption Senior Citizen's exemption | $3,260 (-91.03%) Land $3,260 | $425,760 (+17.22%) Land $32,500 Building $393,260 |
| 2022 | $1,512.00 Homeowner's exemption Senior Citizen's exemption | $36,340 | $363,200 Land $35,100 Building $328,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 111 James Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 James Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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