111 Hoot Owl Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 111 Hoot Owl Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 2006
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1950-28-3474-000`

Property Details

APN / Parcel Number

Primary APN	`1950-28-3474-000`
Alternative APN	`1815755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1815755
Street Address	111 HOOT OWL LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	CHARTER HILLS C 548
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1026
Census Tract	921000

Owner

111 Hoot Owl Ln is owned by two individuals who bought it in September 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	945 HARRISON ST, HOLLYWOOD, FL 33019-1622
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Dec 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2019	Trustee's Deed, Foreclosure · Commercial Mortgage CAROLINA TRUST BANK
Jun 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 21, 2017	Loan Modification, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	2020694618
Deed Book / Page	2119 / 386
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0020190407
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HARRISON ST, HOLLYWOOD, FL 33019-1622

Mortgage

Document Number	0022850336
Date	Jul 8, 2022
Book Page	2285/336
Instrument	722145

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BURNSVILLE, NC 28714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	May 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 1, 2020
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Document Number	0021190386
Book / Page	2119 / 386
Map Reference	MB 6 PG 35
Instrument Date	Aug 26, 2020
Instrument	694618
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 HARRISON ST, HOLLYWOOD, FL 33019-1622

Mortgage

Document Number	694619
Date	Sep 1, 2020
Instrument	694619

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 19, 2019
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Document Number	0020660512
Book / Page	2066 / 0512
Map Reference	MB 104 PG 133
Instrument Date	Dec 11, 2019
Instrument	685744
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 4TH ST SW, 310, HICKORY, NC 28602-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2342 BESARO CIRCLE, OCOEE, FL 34761

Mortgage

Document Number	685745
Date	Dec 19, 2019
Instrument	685745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 25, 2019
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Document Number	0020190407
Book / Page	2019 / 0407
Map Reference	MB 6 PG 35
Instrument Date	Mar 21, 2019
Instrument	677399
Transaction Type	Foreclosure
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 4TH ST SW, HICKORY, NC 28602-2819

Mortgage

Document Number	677400
Date	Mar 25, 2019
Instrument	677400

Lender

Name	CAROLINA TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Document Number	0019280219
Book / Page	001928 / 000219
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 HOOT OWL LANE BEECH MTN BANNER ELK NC 28604, BANNER ELK, NC 28604

Mortgage

Document Number	0019280219
Date	Jul 14, 2017
Book Page	001928/000219
Instrument	660111

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	111 HOOT OWL LN, BEECH MOUNTAIN, NC 28604-8104
Document Number	0019270799
Book / Page	001927 / 000799
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 HOOT OWL LN BEECH MOUNTAIN NC 286048104, BEECH MOUNTAIN, NC 28604-8104

Mortgage

Document Number	0019270799
Date	Jul 13, 2017
Book Page	001927/000799
Instrument	660065

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 111 Hoot Owl Ln was $1,259.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,800 (-0.83%) Land $13,400 Building $343,400
2025	$1,259.00	$359,800 Land $13,400 Building $346,400
2024			$359,800 Land $13,400 Building $346,400
2023		$352,800 (+4.53%) Land $13,400 Building $339,400
2022	$1,153.00	$337,500 Land $13,400 Building $324,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Hoot Owl Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Hoot Owl Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

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