111 Hilltop Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 111 Hilltop Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,880 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jul 2016)
Tax Bill$3,043 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN659537-2020-202

Property Details

APN / Parcel Number

Primary APN659537-2020-202
Alternative APNs
  • 0609-98-3452-00000
  • 060908982387000
  • 008251824

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area2,590 sqft
1st Floor Area1,880 sqft
Basement Area710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number659537-2020-202
Street Address111 HILLTOP RD
CityBLACK MOUNTAIN
StateNC
Zip28711-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR-1
Legal DescriptionSUBDIV: SPRING HILL LOT: 25 SECTION: A PLAT: 0028-0001
Legal SubdivisionSPRING HILL
Legal Block1
Legal Lot Number25
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1014
Census Tract3107

Owner

111 Hilltop Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Buncombe County records, as of June 3, 2026

Owner of Record2 Individual Names on File
Mailing Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 29, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK/PINCKNEYVILLE
Dec 6, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jun 23, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2016 · Amount on File
Deed SaleJul 18, 2016 · Amount on File
Prior SaleAug 28, 2013 · Amount on File
Deed Book / Page5447 / 788
Record UpdatedOct 29, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateApr 29, 2026
Property Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619
Document Number6588001115
Book / Page6588 / 1115
Instrument DateApr 23, 2026
Record UpdatedMay 8, 2026
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619

Mortgage

Document Number6588001115,
DateApr 29, 2026
Book Page6588/1115
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateApr 29, 2026
Property Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619
Document Number0065881115
Book / Page6588 / 1115
Instrument DateApr 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619

Mortgage

Document Number6588001115,
DateApr 29, 2026
Book Page6588/1115
Lender
NameFIRST NATIONAL BANK/PINCKNEYVILLE
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056170413
DateDec 6, 2017
Book Page5617/0413
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address111 HILLTOP RD, BLACK MOUNTAIN, NC 28711-2619
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055630267
DateJun 23, 2017
Book Page5563/0267
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 111 Hilltop Rd was $3,043, up 3.5% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,043.00 (+3.47%)$350,800 Land $58,200 Building $292,600$350,800 Land $58,200 Building $292,600
2024$2,941.00 (+2.37%)
2023$2,873.00$350,800$350,800 Land $58,200 Building $292,600
2021$350,800 Land $58,200 Building $292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Hilltop Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Hilltop Rd

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