Dorchester County property record for 111 High St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 5,422 sqft · built 1890 |
| Lot Size | 1.29 acres (56,430 sqft) |
| Owner | Company Name on Record |
| Last Sale | $215,000 (Oct 1997) |
| Tax Bill | $10,811 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-152140 |
| Primary APN | 07-152140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,422 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 56,430 sqft (1.29 acres) |
| Porch | Slab |
| Porch Area | 542 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 152140 |
|---|---|
| Street Address | 111 HIGH ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 56,430 SQ. FT. 111 HIGH STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970400 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 111 HIGH ST, CAMBRIDGE, MD 21613-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL CAPITAL BANK OF WASHINGTON |
| May 22, 2020 | Deed of Trust, Mortgage NATIONAL CAP BK/WA |
| Oct 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1997 · Amount on Record |
| Deed Sale | Oct 28, 1997 · Amount on Record |
| Deed Document Number | 1997980346 |
| Deed Book / Page | 364 / 682 |
| Last Transfer Date | Aug 16, 2019 |
| Transfer Doc | 0015440381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 111 HIGH ST, CAMBRIDGE, MD 21613-1814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LOGAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0016410337 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 1641/337 |
| Name | THE NATIONAL CAPITAL BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 111 HIGH ST, CAMBRIDGE, MD 21613-1814 |
| Document Number | 0015780128 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 111 HIGH ST CAMBRIDGE MD 216131814, CAMBRIDGE, MD 21613-1814 |
| Document Number | 0015780128 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 001578/000128 |
| Name | NATIONAL CAP BK/WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20003 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 111 HIGH ST, CAMBRIDGE, MD 21613-1814 |
| Document Number | 0015440381 |
| Book / Page | 001544 / 000381 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 111 HIGH ST CAMBRIDGE MD 216131814, CAMBRIDGE, MD 21613-1814 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,811.00 (+8.71%) | $578,567 (+9.27%) | $676,700 (+27.8%) Land $88,500 Building $588,200 |
| 2025 | $9,945.00 (+26.05%) | $529,500 (+24.03%) Land $88,500 Building $441,000 | $529,500 (-) Land $88,500 Building $441,000 |
| 2023 | $7,890.00 | $426,900 | $529,500 Land $88,500 Building $441,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Bay Country Communications Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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