111 Harding Ave, Fox River Grove, IL 60021 Property Records

McHenry County property record for 111 Harding Ave, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1952
Lot Size	0.335 acres (14,619 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-17-304-007`

Property Details

APN / Parcel Number

Primary APN	`20-17-304-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,289 sqft
Gross Area	2,057 sqft
1st Floor Area	768 sqft
2nd Floor Area	521 sqft

Exterior

Year Built	Built 1952
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	14,619 sqft
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	111 HARDING AVE
City	FOX RIVER GROVE
State	IL
Zip	60021-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0008824 W 150 FT LTS 4 & 5 BLK 2 3RD ADDN TO FOX RIVER GROVE
Legal Range	09E
Legal Township	43N
Legal Section	17
Legal Subdivision	3RD ADD
Legal Block	2
Legal Lot Number	4-5 5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1002
Census Tract	871402

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 HARDING AVE, FOX RIVER GROVE, IL 60021-1009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Dec 20, 2011
Deed Document Number	2022R0008824
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 9, 2022
Property Address	111 HARDING AVE, FOX RIVER GROVE, IL 60021-1009
Document Number	0000008824
Map Reference	MB 4 PG 37
Instrument Date	Mar 9, 2022
Instrument	2022R0008824
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6621 WEYMOUTH CIRCLE, HANOVER PARK, IL 60133

Mortgage

Document Number	0000008825
Date	Mar 9, 2022
Instrument	2022R0008825

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	111 HARDING AVE, FOX RIVER GROVE, IL 60021-1009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016061
Date	May 7, 2020
Instrument	2020R0016061

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$65,343 Land $17,250 Building $48,093	$196,029 Land $51,750 Building $144,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2026)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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