Warwick City property record for 111 Fern St, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 690 sqft · built 1946 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Aug 2021) |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32901060000 |
| Primary APN | 32901060000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 690 sqft Living Area |
| Gross Area | 1,395 sqft |
| 1st Floor Area | 690 sqft |
| Basement Area | 299 sqft |
| Unfinished Basement | 299 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 131107 |
|---|---|
| Street Address | 111 FERN ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 106 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21402 |
111 Fern St is owned and occupied by an individual who bought it in August 2021.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU |
| Aug 20, 2021 | Warranty Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC |
| Jan 31, 2020 | Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on File |
| Deed Sale | Aug 20, 2021 · Amount on File |
| Prior Sale | Jan 31, 2020 · Amount on File |
| Deed Document Number | 202116906 |
| Deed Book / Page | 9928 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009778-271 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 9778/271 |
| Instrument | 5329 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 20, 2021 |
| Property Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Document Number | 009928-192 |
| Book / Page | 9928 / 192 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 16906 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Document Number | 0000016907 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 16907 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 31, 2020 |
| Property Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Document Number | 9449-81 |
| Book / Page | 9449 / 81 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 1499 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 FERN ST, WARWICK, RI 02889-2407 |
| Document Number | 1500 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 1500 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 111 Fern St was $3,479.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,479.00 | $273,900 Land $97,400 Building $176,500 | |
| 2024 | $315,305 | ||
| 2023 | $2,929.00 (+6.82%) | $206,400 (+40.98%) Land $78,600 Building $127,800 | |
| 2022 | $2,742.00 | $146,400 Land $55,900 Building $90,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Fern St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 111 Fern St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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