Tioga County and Barton Town property record for 111 Elm St, Waverly, NY 14892
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,920 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Apr 2021) |
| Tax Bill | $4,284 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492001 166.16-2-56 |
| Primary APN | 492001 166.16-2-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 173 ft deep x 56.7 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000748 |
|---|---|
| Street Address | 111 ELM ST |
| City | WAVERLY |
| State | NY |
| Zip | 14892-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 03/19/01 2002 BAR |
| Legal Block | 2 |
| Legal Lot Number | 56.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20703 |
111 Elm St is owned and occupied by an individual who bought it in April 2021.
Source: Tioga County and Barton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 ELM ST, WAVERLY, NY 14892-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Jul 25, 2018 | Warranty Deed, Transfer M&T BANK NA |
| Feb 15, 2018 | Quit Claim Deed, Transfer · ARM TIOGA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 2021-00002112 |
| Prior Transfer Date | Feb 8, 2018 |
| Prior Transfer Doc | 0000000647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 27, 2021 |
| Property Address | 111 ELM ST, WAVERLY, NY 14892-1430 |
| Document Number | 2021000002112 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 20210-00002112 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1985 OAK HILL RD, ALPINE, NY 14805-9761 |
| Document Number | 21000002113 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 210-00002113 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 25, 2018 |
| Property Address | 111 ELM ST, WAVERLY, NY 14892-1430 |
| Document Number | 18000003168 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 180-00003168 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 MOORE ST, WAVERLY, NY 14892-1021 |
| Document Number | 18000003169 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 180-00003169 |
| Name | M&T BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Feb 15, 2018 |
| Property Address | 111 ELM ST, WAVERLY, NY 14892-1430 |
| Document Number | 18000000647 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 180-00000647 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 ELM ST, WAVERLY, NY 14892-1430 |
| Document Number | 18000000648 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 180-00000648 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Mar 1, 2033 |
The 2026 property tax bill for 111 Elm St was $4,284, up 3% from the year before.
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Municipality | Waverly Village |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,284.00 (+3.03%) | ||
| 2025 | $4,158.00 | $80,100 Land $11,500 Building $68,600 | $142,527 Land $20,463 Building $122,064 |
| 2023 | $80,100 Land $11,500 Building $68,600 | $133,500 Land $19,167 Building $114,333 | |
| 2019 | $732.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 111 Elm St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY VILLAGE serves 4,830 people · EPA ID NY5304410 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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