111 Elm St, Saco, ME 04072 Property Records

York County and Saco City property record for 111 Elm St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,471 sqft · built 1897
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$341,000 (Feb 2020)
Tax Bill$6,793 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNP4065R

Property Details

APN / Parcel Number

Primary APNP4065R
Alternative APNs
  • SACO M:038 L:127 U:000-000
  • M:038 L:127 U:000=000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,471 sqft Living Area
Gross Area4,542 sqft
1st Floor Area1,431 sqft
AtticAttic
Attic Area320 sqft
Basement Area1,093 sqft
Unfinished Basement1,093 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberP4065R
Street Address111 ELM ST
CitySACO
StateME
Zip04072-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDR
Legal Lot Number127
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3005
Census Tract5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Saco Historic District
listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 ELM ST, SACO, ME 04072-2711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Deed Document Number20202020009046
Deed Book / Page18179 / 569
Record UpdatedSep 20, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateFeb 25, 2020
Property Address111 ELM ST, SACO, ME 04072-2711
Document Number0181790569
Book / Page18179 / 569
Instrument DateFeb 25, 2020
Instrument2020009046
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24 ICE HOUSE RD, WINDHAM, ME 04062-4345

Mortgage

Document Number2020009047
DateFeb 25, 2020
Instrument2020009047
Lender
NameNBKC BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,793.00 (-0.26%)$478,400 (-1.32%) Land $123,300 Building $355,100
2024$6,811.00 (+25.57%)$484,800 (+63.84%) Land $123,300 Building $361,500$465,975
2022$5,424.00$295,900 Land $93,900 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

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