Tipton County property record for 111 Elm St, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,301 sqft · built 1917 |
| Lot Size | 0.237 acres (10,350 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $20,000 (Feb 1993) |
| Tax Bill | $433 (2022) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041B G 01200 |
| Primary APN | 084041B G 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,301 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Flue Only |
| Year Built | Built 1917 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,350 sqft (0.237 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 111 ELM ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C42 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40700 |
Source: Tipton County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 313 SMITH LN, BRIGHTON, TN 38011-6259 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 1993 · Amount on Record |
| Deed Sale | Feb 11, 1993 · Amount on Record |
| Deed Document Number | 0000695724 |
| Deed Book / Page | 695 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Sep 10, 2026 |
| Property Address | 111 ELM ST, COVINGTON, TN 38019-2305 |
| Document Number | 0000295650 |
| Book / Page | 2140 / 196 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026295650 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 164 GLADNEY RD, COVINGTON, TN 38019-8151 |
| Document Number | 0000295650, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 2140/196 |
| Instrument | 2026295650 |
| Name | BANK OF FAYETTE COUNTY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,825 (-) Land $2,750 Building $16,075 | ||
| 2023 | $18,825 Land $2,750 Building $16,075 | ||
| 2022 | $433.00 | ||
| 2020 | $75,300 Land $11,000 Building $64,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1988–2025) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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