Champaign County property record for 111 E Willard St, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,081 sqft · built 1978 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2025) |
| Tax Bill | $5,799 (2024) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-20-454-001 |
| Primary APN | 93-21-20-454-001 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,081 sqft Building Perimeter |
| 1st Floor Area | 1,081 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 111 E WILLARD ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 UNIVERSITY DOWNS, 12TH SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | UNIVERSITY DOWNS, 12TH SUB |
| Legal Lot Number | 97 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 5701 |
Source: Champaign County records · APN 93-21-20-454-001
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING |
| Oct 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
| Oct 16, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 02, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional with PMI INB NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Nov 02, 2021 · Amount on Record |
| Deed Document Number | 202515767 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | GTG |
| Name | Verified Name |
|---|---|
| Address | 113 KENNEDY DR, RIDGE FARM, IL 61870 |
| Document Number | 0000001829 |
|---|---|
| Date | Feb 06, 2026 |
| Instrument | 2026R01829 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO |
| Name | Verified Name |
|---|---|
| Address | 113 KENNEDY DR, WESTVILLE, IL 61883-1203 |
| Document Number | 0000016640 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R16640 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE & TRUST CO |
| Name | Verified Name |
|---|---|
| Address | 113 KENNEDY DR, WESTVILLE, IL 61883-1203 |
| Document Number | 0000016641 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025R16641 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 16, 2025 |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Document Number | 0000015767 |
| Map Reference | MB Z PG 25 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025R15767 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | GTG |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Document Number | 0000015768 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025R15768 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Number | 0000015769 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025R15769 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 02, 2021 |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Document Number | 0000026026 |
| Map Reference | MB Z PG 25 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2021R26026 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Document Number | 0000026027 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021R26027 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 24, 2020 |
| Property Address | 111 E WILLARD ST, URBANA, IL 61801-6659 |
| Document Number | 0000016823 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 16823 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2020 |
| Title Company | ACT TITLE COMPANY INC, ACT TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E WILLARD ST URBANA IL 618016659, URBANA, IL 61801-6659 |
| Document Number | 16824 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 16824 |
| Name | INB NA |
|---|---|
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,840 (+5.8%) Land $21,730 Building $44,110 | $197,520 (+5.8%) Land $65,190 Building $132,330 | |
| 2024 | $5,799.00 (+15.75%) Homeowner's exemption | $62,230 (+19.01%) Land $20,540 Building $41,690 | $186,690 (+19.01%) Land $61,620 Building $125,070 |
| 2022 | $5,010.00 Homeowner's exemption | $52,290 Land $17,260 Building $35,030 | $156,870 Land $51,780 Building $105,090 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures