111 E Obryan Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 111 E Obryan Ave, Bardstown, KY 40004

Property Summary

Property Type	Commercial
Details	built 1972
Lot Size	1.89 acres (82,390 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jul 2021)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45NE0-17-003`

Property Details

APN / Parcel Number

Primary APN	`45NE0-17-003`
Alternative APN	`90817`

Interior

Total Rooms	2 Rooms
Units	94 Units
Stories	2 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	82,390 sqft (1.89 acres)
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	90817
Street Address	111 E OBRYAN AVE
City	BARDSTOWN
State	KY
Zip	40004-1679
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NORTHGATE APTS DB 335-477
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2019
Census Tract	930303

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 66, HARRODS CREEK, KY 40027-0066
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage PARK COMMUNITY FCU
Oct 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK
Feb 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage EVANSVILLE TEACHERS FCU
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY FCU
Sep 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20219147
Deed Book / Page	571 / 634
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	111 E OBRYAN AVE, BARDSTOWN, KY 40004-1679
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1227/328
Date	Oct 21, 2019
Book Page	M1227/328
Instrument	2019013000

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 25, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	111 E OBRYAN AVE, BARDSTOWN, KY 40004-1679
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1278/574
Date	Oct 15, 2020
Book Page	M1278/574
Instrument	2020011921

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 9, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	111 E OBRYAN AVE, BARDSTOWN, KY 40004-1679
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1302/389
Date	Feb 19, 2021
Book Page	M1302/389
Instrument	2021002040

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	111 E OBRYAN AVE, BARDSTOWN, KY 40004-1679
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1400/327
Date	Oct 7, 2022
Book Page	M1400/327
Instrument	2022011993

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 20, 2027

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON KY
Recording Date	Sep 16, 2021
Property Address	111 E OBRYAN AVE, BARDSTOWN, KY 40004-1679
Document Number	00D573/638
Book / Page	D573 / 638
Instrument Date	Apr 4, 2021
Instrument	2021012361
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66, HARRODS CREEK, KY 40027-0066

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,112.00 (-1.77%)	$1,725,000 (-) Land $1,725,000	$1,725,000 (-) Land $1,725,000
2024		$1,725,000 (-)	$1,725,000 (-)
2023	$6,222.00	$1,725,000	$1,725,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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